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Home Insurance Rates in 70580

For homeowners shopping online in 70580, our insurance rates are very competitive for homeowners living in Reddell, LA. Many homeowners based out of the great city of Reddell have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 70580, simply click the "Get Multiple Quotes Now" button. Your 70580 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Reddell, LA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

70580 Home Insurance Rating is: Very High!

If you live in 70580, you can easily save up to 40% off the average home insurance premium of $1522 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Reddell can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 70580 today!

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70580 Home Insurance Average Premiums

Local 70580 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70580 lowest rates with discounts applied on average.

For the 70580, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70580?

  • • The average homeowners insurance premium paid annually for a home in 70580 is around $1522 per year.

What does it cost on average per month for home insurance in 70580?

  • • Homeowners in 70580 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70580?

  • • Autoowners in 70580 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reddell area, check out other zip codes nearby 70580.
Review average rates in another zip code:
70580 homeowners insurance rates

Home Replacement Cost Coverage in 70580

Average Building Cost Per Square Foot in 70580: $122

Location: Reddell, Louisiana (Evangeline County)

Average Square Footage in 70580: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70580 before you start any project. Reddell homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70580 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70580 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reddell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 70580 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70580

Best Home & Auto Insurance Agencies in 70580

Housing Demographics for 70580

Population Review for 70580 Zip Code

For the city of Reddell, the population within 70580 has increased to over 0 residents in population size. The current population total is 202. We have broken down the population based on race below. In 70580, there are over 92 in male population and 110 females.

PopulationValues
Total Population202
White Population155
Black Population31
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population2
Other Population4
Male Population92
Female Population110
Population Estimate0

Household Data for 70580

The average number of homes in 70580 is around 82, there are an average of 2.46 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode82
Persons Per Household2.46
Average House Value$165,000
Income Per Household$50452
Median Age37.0
Median Age Male29.0
Median Age Female41.8
70580 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias Abbreviation
Area Code337
CityReddell
City Alias NameREDDELL
CountyEvangeline
County FIPS039
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees13
Business First Quarter Payroll107
Business Annual Payroll716
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential0
Delivery Business0
Delivery Total630
Preferred Last Line KeyY24370
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY24370
Land Area0.140000
Water Area0.000000
City Alias Code
City Mixed CaseReddell
City Alias Mixed CaseReddell
Box Count88
SFDU0
MFDU0
State ANSI22
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number217436
Unique ZIP Name
SSA State County Code19190
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseEvangeline

Louisiana Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]