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Homeowners Insurance in 70582

For homeowners living in 70582, you want more affordable home insurance rates in Saint Martinville, right? Our rates are very competitive for homeowners living in the great city of Saint Martinville, LA. Many homeowners living in the 70582 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 70582 should appear in the zip code field ready to go. Comparing Saint Martinville, LA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

70582 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Saint Martinville pay around $1565 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Louisiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 70582 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Saint Martinville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Louisiana home insurance premium today!

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70582 Home Insurance Average Premiums

Local 70582 homeowners insurance quotes comparison

$1315 /yr.

Shows Zip Code: 70582 lowest rates with discounts applied on average.

For the 70582, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1315 /yr.
Average Coverage:$1565 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1865 /yr.

What is the average home insurance cost for a home in 70582?

  • • The average homeowners insurance premium paid annually for a home in 70582 is around $1565 per year.

What does it cost on average per month for home insurance in 70582?

  • • Homeowners in 70582 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 70582?

  • • Autoowners in 70582 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Martinville area, check out other zip codes nearby 70582.
Review average rates in another zip code:
70582 homeowners insurance rates

Home Replacement Cost Coverage in 70582

Average Building Cost Per Square Foot in 70582: $122

Location: Saint Martinville, Louisiana (Saint Martin County)

Average Square Footage in 70582: 993 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70582 before you start any project. Saint Martinville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70582 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70582 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 993 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Martinville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122993$121,200
Additional Upgrades & Added Features$153993$151,500
Major Home Updates or Advancements$183993$181,800

It's important to understand that when you estimate your replacement cost of your home in the 70582 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70582

Best Home & Auto Insurance Agencies in 70582

Trahan, Reilly - Farm Bureau Insurance

Address: 2012 N Main St St Martinville, LA 70582
Phone:
Website: http://www.farmbureauinsurance-mi.com/
Info:

Allstate Insurance Company - Ronnie Dressel

Address: 500 S Main St St Martinville, LA 70582
Phone:
Website: http://www.allstateagencies.com/061778?cid=OTC-YP.com-IYP&att=TL
Info:

Theriot Pat Insurance Agency Inc

Address: 400 S Main St St Martinville, LA 70582
Phone:
Website: http://www.statefarm.com
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Housing Demographics for 70582

Population Review for 70582 Zip Code

For the city of Saint Martinville, the population within 70582 has increased to over 19,726 residents in population size. The current population total is 19,088. We have broken down the population based on race below. In 70582, there are over 9238 in male population and 9850 females.

PopulationValues
Total Population19,088
White Population11769
Black Population6392
Hispanic Population396
Asian Population149
Hawaiian Population1
Indian Population35
Other Population109
Male Population9238
Female Population9850
Population Estimate19726

Household Data for 70582

The average number of homes in 70582 is around 7,495, there are an average of 2.52 per household. The average house value according to local real estate values is around $121,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,495
Persons Per Household2.52
Average House Value$121,200
Income Per Household$46153
Median Age41.1
Median Age Male39.9
Median Age Female42.3
70582 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias AbbreviationST MARTINVLLE
Area Code337
CitySaint Martinville
City Alias NameSAINT MARTINVILLE
CountySaint Martin
County FIPS099
State FIPS22
Time Zone6
Day Light SavingY
MSA3880
PMSA
CSA318
CBSA29180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette, LA
MSA_NameLafayette, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses270
Number Of Employees2267
Business First Quarter Payroll19362
Business Annual Payroll84327
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population273738
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential7828
Delivery Business300
Delivery Total8616
Preferred Last Line KeyY24422
Classification Code
Multi-CountyY
CSA NameLafayette-New Iberia-Opelousas, LA
CBSA_DIV_Name
City State KeyY24422
Land Area148.009000
Water Area5.362000
City Alias Code
City Mixed CaseSaint Martinville
City Alias Mixed CaseSaint Martinville
Box Count394
SFDU7260
MFDU136
State ANSI22
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217839
Unique ZIP Name
SSA State County Code19490
Medicare CBSA Code29180
Medicare CBSA NameLafayette, LA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSaint Martin

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]