Homeowners Insurance in 70582

For homeowners living in 70582, you want more affordable home insurance rates in Saint Martinville, right? Our rates are very competitive for homeowners living in the great city of Saint Martinville, LA. Many homeowners living in the 70582 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 70582 should appear in the zip code field ready to go. Comparing Saint Martinville, LA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

70582 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Saint Martinville pay around $1565 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Louisiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 70582 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Saint Martinville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Louisiana home insurance premium today!

Get 70582 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 70582: $122

Average Square Footage in 70582: 993 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70582 before you start any project. Saint Martinville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70582 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70582 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 993 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Martinville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 70582 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Theriot Pat Insurance Agency Inc

Trahan, Reilly - Farm Bureau Insurance

Allstate Insurance Company - Ronnie Dressel

Household Data for 70582

The average number of homes in 70582 is around 7,495, there are an average of 2.52 per household. The average house value according to local real estate values is around $121,200. Please review the following demographics below for average income and media age.

• 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

  Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

• Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

  According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

• Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

  According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]