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70592 Home Insurance Rates & Premiums

Did you know there are over 28,975 people living within the 70592 zip code area? There are over 10,333 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 70592.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Louisiana are on the rise. The estimated average premium is around $1,520 a year for a standard homeowners insurance policy in Youngsville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Youngsville, LA Homeowners Insurance Quotes Online

70592 Home Insurance Average Premiums

Local 70592 homeowners insurance quotes comparison

$1270 /yr.

Shows Zip Code: 70592 lowest rates with discounts applied on average.

For the 70592, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1270 /yr.
Average Coverage:$1520 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1820 /yr.

What is the average home insurance cost for a home in 70592?

  • • The average homeowners insurance premium paid annually for a home in 70592 is around $1520 per year.

What does it cost on average per month for home insurance in 70592?

  • • Homeowners in 70592 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70592?

  • • Autoowners in 70592 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Youngsville area, check out other zip codes nearby 70592.
Review average rates in another zip code:
70592 homeowners insurance rates

Home Replacement Cost Coverage in 70592

Average Building Cost Per Square Foot in 70592: $122

Location: Youngsville, Louisiana (Lafayette County)

Average Square Footage in 70592: 1,689 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70592 before you start any project. Youngsville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70592 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70592 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,689 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Youngsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,689$206,100
Additional Upgrades & Added Features$1531,689$257,625
Major Home Updates or Advancements$1831,689$309,150

It's important to understand that when you estimate your replacement cost of your home in the 70592 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70592

Best Home & Auto Insurance Agencies in 70592

Housing Demographics for 70592

Population Review for 70592 Zip Code

For the city of Youngsville, the population within 70592 has increased to over 34,434 residents in population size. The current population total is 28,975. We have broken down the population based on race below. In 70592, there are over 14319 in male population and 14656 females.

PopulationValues
Total Population28,975
White Population23100
Black Population2657
Hispanic Population1625
Asian Population722
Hawaiian Population7
Indian Population130
Other Population428
Male Population14319
Female Population14656
Population Estimate34434

Household Data for 70592

The average number of homes in 70592 is around 10,333, there are an average of 2.80 per household. The average house value according to local real estate values is around $206,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,333
Persons Per Household2.80
Average House Value$206,100
Income Per Household$87508
Median Age34.2
Median Age Male33.7
Median Age Female34.7
70592 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityYoungsville
City Alias NameYOUNGSVILLE
CountyLafayette
County FIPS055
State FIPS22
Time Zone6
Day Light SavingY
MSA3880
PMSA
CSA318
CBSA29180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette, LA
MSA_NameLafayette, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses514
Number Of Employees4805
Business First Quarter Payroll45268
Business Annual Payroll219080
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population273738
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential12298
Delivery Business377
Delivery Total13490
Preferred Last Line KeyY24689
Classification Code
Multi-CountyY
CSA NameLafayette-New Iberia-Opelousas, LA
CBSA_DIV_Name
City State KeyY24689
Land Area42.481000
Water Area0.023000
City Alias Code
City Mixed CaseYoungsville
City Alias Mixed CaseYoungsville
Box Count527
SFDU9854
MFDU1035
State ANSI22
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number219516
Unique ZIP Name
SSA State County Code19270
Medicare CBSA Code29180
Medicare CBSA NameLafayette, LA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLafayette

Louisiana Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]