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Searching for Homeowners Insurance in 70639

If you are a homeowners that lives in 70639 you may be searching for more affordable homeowners insurance in Evans. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Evans, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 70639 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Evans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 70639 Home Insurance Costs: very high!

In Evans, homeowners are paying roughly $1521 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 70639 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Evans are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 70639 policy right now!

70639 Home Insurance Average Premiums

Local 70639 homeowners insurance quotes comparison

$1271 /yr.

Shows Zip Code: 70639 lowest rates with discounts applied on average.

For the 70639, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1271 /yr.
Average Coverage:$1521 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1821 /yr.

What is the average home insurance cost for a home in 70639?

  • • The average homeowners insurance premium paid annually for a home in 70639 is around $1521 per year.

What does it cost on average per month for home insurance in 70639?

  • • Homeowners in 70639 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70639?

  • • Autoowners in 70639 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Evans area, check out other zip codes nearby 70639.
Review average rates in another zip code:
70639 homeowners insurance rates

Home Replacement Cost Coverage in 70639

Average Building Cost Per Square Foot in 70639: $122

Location: Evans, Louisiana (Vernon County)

Average Square Footage in 70639: 845 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70639 before you start any project. Evans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70639 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70639 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 845 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Evans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122845$103,100
Additional Upgrades & Added Features$153845$128,875
Major Home Updates or Advancements$183845$154,650

It's important to understand that when you estimate your replacement cost of your home in the 70639 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70639

Best Home & Auto Insurance Agencies in 70639

Housing Demographics for 70639

Population Review for 70639 Zip Code

For the city of Evans, the population within 70639 has increased to over 333 residents in population size. The current population total is 575. We have broken down the population based on race below. In 70639, there are over 329 in male population and 246 females.

PopulationValues
Total Population575
White Population512
Black Population5
Hispanic Population26
Asian Population4
Hawaiian Population1
Indian Population12
Other Population2
Male Population329
Female Population246
Population Estimate333

Household Data for 70639

The average number of homes in 70639 is around 211, there are an average of 2.73 per household. The average house value according to local real estate values is around $103,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode211
Persons Per Household2.73
Average House Value$103,100
Income Per Household$56719
Median Age38.7
Median Age Male37.4
Median Age Female42.0
70639 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityEvans
City Alias NameEVANS
CountyVernon
County FIPS115
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees40
Business First Quarter Payroll568
Business Annual Payroll2475
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential122
Delivery Business1
Delivery Total251
Preferred Last Line KeyY23693
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23693
Land Area63.803000
Water Area0.712000
City Alias Code
City Mixed CaseEvans
City Alias Mixed CaseEvans
Box Count118
SFDU122
MFDU0
State ANSI22
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number212899
Unique ZIP Name
SSA State County Code19570
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseVernon

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]