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Compare 70661 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Starks just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 917 neighbors looking to save on their home insurance policy in the local 70661 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70661. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Starks, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Starks, LA

70661 Home Insurance Average Premiums

Local 70661 homeowners insurance quotes comparison

$1291 /yr.

Shows Zip Code: 70661 lowest rates with discounts applied on average.

For the 70661, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1291 /yr.
Average Coverage:$1541 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1841 /yr.

What is the average home insurance cost for a home in 70661?

  • • The average homeowners insurance premium paid annually for a home in 70661 is around $1541 per year.

What does it cost on average per month for home insurance in 70661?

  • • Homeowners in 70661 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70661?

  • • Autoowners in 70661 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Starks area, check out other zip codes nearby 70661.
Review average rates in another zip code:
70661 homeowners insurance rates

Home Replacement Cost Coverage in 70661

Average Building Cost Per Square Foot in 70661: $122

Location: Starks, Louisiana (Calcasieu County)

Average Square Footage in 70661: 587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70661 before you start any project. Starks homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70661 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70661 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 587 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Starks area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122587$71,600
Additional Upgrades & Added Features$153587$89,500
Major Home Updates or Advancements$183587$107,400

It's important to understand that when you estimate your replacement cost of your home in the 70661 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70661

Best Home & Auto Insurance Agencies in 70661

Housing Demographics for 70661

Population Review for 70661 Zip Code

For the city of Starks, the population within 70661 has increased to over 2,320 residents in population size. The current population total is 2,179. We have broken down the population based on race below. In 70661, there are over 1056 in male population and 1123 females.

PopulationValues
Total Population2,179
White Population2029
Black Population58
Hispanic Population22
Asian Population2
Hawaiian Population0
Indian Population18
Other Population4
Male Population1056
Female Population1123
Population Estimate2320

Household Data for 70661

The average number of homes in 70661 is around 917, there are an average of 2.38 per household. The average house value according to local real estate values is around $71,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode917
Persons Per Household2.38
Average House Value$71,600
Income Per Household$32130
Median Age46.0
Median Age Male46.1
Median Age Female46.0
70661 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityStarks
City Alias NameSTARKS
CountyCalcasieu
County FIPS019
State FIPS22
Time Zone6
Day Light SavingY
MSA3960
PMSA
CSA324
CBSA29340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Charles, LA
MSA_NameLake Charles, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees51
Business First Quarter Payroll330
Business Annual Payroll1674
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population199607
CBSA Division Population0
Congressional District03|04
Congressional LandArea6983.32|12435.1
Delivery Residential975
Delivery Business28
Delivery Total1179
Preferred Last Line KeyY24523
Classification Code
Multi-County
CSA NameLake Charles-DeRidder, LA
CBSA_DIV_Name
City State KeyY24523
Land Area185.138000
Water Area1.430000
City Alias Code
City Mixed CaseStarks
City Alias Mixed CaseStarks
Box Count159
SFDU943
MFDU0
State ANSI22
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number218281
Unique ZIP Name
SSA State County Code19090
Medicare CBSA Code29340
Medicare CBSA NameLake Charles, LA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseCalcasieu

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]