Get multiple home insurance quotes in 70662. Our licensed 70662, LA agents are ready to serve you.

70662 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 70662 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sugartown, LA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 70662 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Louisiana, like average Sugartown homeowners insurance rates, coverage options or home insurance types, please select Sugartown, LA Home Insurance Rates Online!

70662 Home Insurance Average Premiums

Local 70662 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 70662 lowest rates with discounts applied on average.

For the 70662, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 70662?

  • • The average homeowners insurance premium paid annually for a home in 70662 is around $1522 per year.

What does it cost on average per month for home insurance in 70662?

  • • Homeowners in 70662 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70662?

  • • Autoowners in 70662 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sugartown area, check out other zip codes nearby 70662.
Review average rates in another zip code:
70662 homeowners insurance rates

Home Replacement Cost Coverage in 70662

Average Building Cost Per Square Foot in 70662: $122

Location: Sugartown, Louisiana (Beauregard County)

Average Square Footage in 70662: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70662 before you start any project. Sugartown homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70662 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70662 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sugartown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 70662 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70662

Best Home & Auto Insurance Agencies in 70662

Housing Demographics for 70662

Population Review for 70662 Zip Code

For the city of Sugartown, the population within 70662 has increased to over 494 residents in population size. The current population total is 485. We have broken down the population based on race below. In 70662, there are over 243 in male population and 242 females.

PopulationValues
Total Population485
White Population411
Black Population11
Hispanic Population18
Asian Population3
Hawaiian Population1
Indian Population9
Other Population3
Male Population243
Female Population242
Population Estimate494

Household Data for 70662

The average number of homes in 70662 is around 182, there are an average of 2.66 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode182
Persons Per Household2.66
Average House Value$165,000
Income Per Household$83587
Median Age36.6
Median Age Male41.1
Median Age Female34.5
70662 DetailsValues
StateLA
State Full NameLouisiana
City TypeC
City Alias Abbreviation
Area Code318/337
CitySugartown
City Alias NameSUGARTOWN
CountyBeauregard
County FIPS011
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA324
CBSA19760
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDeRidder, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population35654
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential186
Delivery Business5
Delivery Total230
Preferred Last Line KeyY24528
Classification Code
Multi-CountyY
CSA NameLake Charles-DeRidder, LA
CBSA_DIV_Name
City State KeyY24528
Land Area28.102000
Water Area0.085000
City Alias Code
City Mixed CaseSugartown
City Alias Mixed CaseSugartown
Box Count8
SFDU178
MFDU0
State ANSI22
County ANSI011
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number212418
Unique ZIP Name
SSA State County Code19050
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseBeauregard

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]