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Find the Best Home Insurance Rates in 70712

Shopping for homeowners insurance in 70712 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Angola, LA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Louisiana licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 70712 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 70712

Find Angola, LA Homeowners Insurance Quotes to review the best coverage options in your area.

70712 Home Insurance Rating is: very high!

In 70712 the average premium is $1531. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 70712, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 70712!

70712 Home Insurance Average Premiums

Local 70712 homeowners insurance quotes comparison

$1281 /yr.

Shows Zip Code: 70712 lowest rates with discounts applied on average.

For the 70712, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1281 /yr.
Average Coverage:$1531 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1831 /yr.

What is the average home insurance cost for a home in 70712?

  • • The average homeowners insurance premium paid annually for a home in 70712 is around $1531 per year.

What does it cost on average per month for home insurance in 70712?

  • • Homeowners in 70712 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70712?

  • • Autoowners in 70712 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Angola area, check out other zip codes nearby 70712.
Review average rates in another zip code:
70712 homeowners insurance rates

Home Replacement Cost Coverage in 70712

Average Building Cost Per Square Foot in 70712: $122

Location: Angola, Louisiana (West Feliciana County)

Average Square Footage in 70712: 82 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70712 before you start any project. Angola homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70712 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70712 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 82 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Angola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$12282$10,000
Additional Upgrades & Added Features$15382$12,500
Major Home Updates or Advancements$18382$15,000

It's important to understand that when you estimate your replacement cost of your home in the 70712 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70712

Best Home & Auto Insurance Agencies in 70712

Housing Demographics for 70712

Population Review for 70712 Zip Code

For the city of Angola, the population within 70712 has increased to over 0 residents in population size. The current population total is 5,627. We have broken down the population based on race below. In 70712, there are over 5357 in male population and 270 females.

PopulationValues
Total Population5,627
White Population4497
Black Population887
Hispanic Population424
Asian Population0
Hawaiian Population0
Indian Population74
Other Population156
Male Population5357
Female Population270
Population Estimate0

Household Data for 70712

The average number of homes in 70712 is around 131, there are an average of 2.76 per household. The average house value according to local real estate values is around $10,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode131
Persons Per Household2.76
Average House Value$10,000
Income Per Household$64083
Median Age46.4
Median Age Male46.8
Median Age Female33.6
70712 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias Abbreviation
Area Code225
CityAngola
City Alias NameANGOLA
CountyWest Feliciana
County FIPS125
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential0
Delivery Business0
Delivery Total166
Preferred Last Line KeyY23326
Classification CodeP
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23326
Land Area20.559000
Water Area1.087000
City Alias Code
City Mixed CaseAngola
City Alias Mixed CaseAngola
Box Count149
SFDU0
MFDU0
State ANSI22
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number210260
Unique ZIP Name
SSA State County Code19620
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWest Feliciana

Louisiana Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]