Get multiple home insurance quotes in 70729. Our licensed 70729, LA agents are ready to serve you.

70729 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 70729? Our rates are very competitive for homeowners living in Erwinville, LA. Many homeowners based out of your 70729 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70729 should appear in the zip code field ready to go. For Erwinville, LA Home Insurance Rate Quotes click to review the best rates and service online!

70729 Average Premium is Rated: Very High!

Homeowners living in 70729 can easily save up to 40% off the average home insurance premium of $1526 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Erwinville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 70729 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 70729!

70729 Home Insurance Average Premiums

Local 70729 homeowners insurance quotes comparison

$1276 /yr.

Shows Zip Code: 70729 lowest rates with discounts applied on average.

For the 70729, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1276 /yr.
Average Coverage:$1526 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1826 /yr.

What is the average home insurance cost for a home in 70729?

  • • The average homeowners insurance premium paid annually for a home in 70729 is around $1526 per year.

What does it cost on average per month for home insurance in 70729?

  • • Homeowners in 70729 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 70729?

  • • Autoowners in 70729 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Erwinville area, check out other zip codes nearby 70729.
Review average rates in another zip code:
70729 homeowners insurance rates

Home Replacement Cost Coverage in 70729

Average Building Cost Per Square Foot in 70729: $122

Location: Erwinville, Louisiana (West Baton Rouge County)

Average Square Footage in 70729: 2,035 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70729 before you start any project. Erwinville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70729 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70729 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,035 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Erwinville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,035$248,300
Additional Upgrades & Added Features$1532,035$310,375
Major Home Updates or Advancements$1832,035$372,450

It's important to understand that when you estimate your replacement cost of your home in the 70729 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70729

Best Home & Auto Insurance Agencies in 70729

Housing Demographics for 70729

Population Review for 70729 Zip Code

For the city of Erwinville, the population within 70729 has increased to over 948 residents in population size. The current population total is 967. We have broken down the population based on race below. In 70729, there are over 465 in male population and 502 females.

PopulationValues
Total Population967
White Population656
Black Population229
Hispanic Population41
Asian Population1
Hawaiian Population1
Indian Population6
Other Population10
Male Population465
Female Population502
Population Estimate948

Household Data for 70729

The average number of homes in 70729 is around 342, there are an average of 2.83 per household. The average house value according to local real estate values is around $248,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode342
Persons Per Household2.83
Average House Value$248,300
Income Per Household$0
Median Age38.7
Median Age Male35.2
Median Age Female42.3
70729 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityErwinville
City Alias NameERWINVILLE
CountyWest Baton Rouge
County FIPS121
State FIPS22
Time Zone6
Day Light SavingY
MSA0760
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_NameBaton Rouge, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees75
Business First Quarter Payroll929
Business Annual Payroll3474
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District05|06
Congressional LandArea14452.88|4033.89
Delivery Residential335
Delivery Business23
Delivery Total538
Preferred Last Line KeyY23684
Classification Code
Multi-CountyY
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23684
Land Area17.258000
Water Area1.623000
City Alias Code
City Mixed CaseErwinville
City Alias Mixed CaseErwinville
Box Count162
SFDU335
MFDU0
State ANSI22
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number212808
Unique ZIP Name
SSA State County Code19600
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWest Baton Rouge

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]