Get multiple home insurance quotes in 70737. Our licensed 70737, LA agents are ready to serve you.

70737 Home Insurance Rates

For homeowners living in 70737, the population estimates are increasing to well over 47,332 with 17,847 occupied homes within the zip code of 70737. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Gonzales have increased and the average home insurance premium is around $1,547 per year in 70737. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 70737 zip code today so we can help you find affordable Gonzales, LA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 70737

Please select one of the three options below based on your 70737 zip code to learn more about Louisiana homeowners insurance, plus review average rates and information per state, county or city.

  1. Louisiana Homeowners Insurance Quotes
  2. Ascension County, LA Home Insurance
  3. Gonzales, LA Home Insurance Quotes

70737 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 70737 zip code just got easier with GetHomeInsuranceQuotes.com of Gonzales, LA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 70737 today and let us help you review the best home insurance quotes available for homeowners living in Gonzales.

Get 70737 Homeowners Insurance Rates Now!

70737 Home Insurance Average Premiums

Local 70737 homeowners insurance quotes comparison

$1297 /yr.

Shows Zip Code: 70737 lowest rates with discounts applied on average.

For the 70737, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1297 /yr.
Average Coverage:$1547 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1847 /yr.

What is the average home insurance cost for a home in 70737?

  • • The average homeowners insurance premium paid annually for a home in 70737 is around $1547 per year.

What does it cost on average per month for home insurance in 70737?

  • • Homeowners in 70737 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 70737?

  • • Autoowners in 70737 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gonzales area, check out other zip codes nearby 70737.
Review average rates in another zip code:
70737 homeowners insurance rates

Home Replacement Cost Coverage in 70737

Average Building Cost Per Square Foot in 70737: $122

Location: Gonzales, Louisiana (Ascension County)

Average Square Footage in 70737: 1,719 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70737 before you start any project. Gonzales homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70737 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70737 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,719 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gonzales area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,719$209,700
Additional Upgrades & Added Features$1531,719$262,125
Major Home Updates or Advancements$1831,719$314,550

It's important to understand that when you estimate your replacement cost of your home in the 70737 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70737

State Farm Bank

Address: 717 East Ascension Street Gonzales, LA 70737
Phone: (225)647-2151
Website: www.statefarm.com

Hughes Insurance Services Inc

Address: 1034 East Worthy Street Gonzales, LA 70737
Phone: (225)644-1333
Website: www.hughesinsurance.org

State Farm Insurance Companies - Agents

Address: 717 East Ascension Street Gonzales, LA 70737
Phone: (225)647-2151
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 70737

Terry L Dixon Ins Agcy Inc - State Farm Insurance Agent

Address: 524 S Burnside Ave Gonzales, LA 70737
Phone:
Website:
Info:

Allstate Insurance

Address: 121 E Ascension St Gonzales, LA 70737
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

State Farm Insurance

Address: 717 E Ascension St Gonzales, LA 70737
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

ABC Insurance

Address: 103 W Jeansonne St Gonzales, LA 70737
Phone:
Website: http://www.abcautoinsurance.com/
Info:

Harry Robert Insurance Agency Inc

Address: 725 E Cornerview St Gonzales, LA 70737
Phone:
Website: http://www.robertinsurance.com
Info:

Housing Demographics for 70737

Population Review for 70737 Zip Code

For the city of Gonzales, the population within 70737 has increased to over 53,745 residents in population size. The current population total is 47,332. We have broken down the population based on race below. In 70737, there are over 23100 in male population and 24232 females.

PopulationValues
Total Population47,332
White Population28642
Black Population12455
Hispanic Population4950
Asian Population428
Hawaiian Population18
Indian Population259
Other Population2435
Male Population23100
Female Population24232
Population Estimate53745

Household Data for 70737

The average number of homes in 70737 is around 17,847, there are an average of 2.64 per household. The average house value according to local real estate values is around $209,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,847
Persons Per Household2.64
Average House Value$209,700
Income Per Household$74160
Median Age36.4
Median Age Male35.2
Median Age Female37.4
70737 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityGonzales
City Alias NameGONZALES
CountyAscension
County FIPS005
State FIPS22
Time Zone6
Day Light SavingY
MSA0760
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_NameBaton Rouge, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1145
Number Of Employees18434
Business First Quarter Payroll208268
Business Annual Payroll843505
Business Employment Flag
Growth Rank81
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number2816
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District02|06
Congressional LandArea1268.48|4033.89
Delivery Residential20358
Delivery Business1587
Delivery Total21648
Preferred Last Line KeyY23794
Classification Code
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23794
Land Area53.993000
Water Area0.326000
City Alias Code
City Mixed CaseGonzales
City Alias Mixed CaseGonzales
Box Count0
SFDU15280
MFDU1815
State ANSI22
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number213588
Unique ZIP Name
SSA State County Code19020
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseAscension

Louisiana Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]