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70744 Home Insurance Rates & Premiums

Did you know there are over 5,667 people living within the 70744 zip code area? There are over 2,112 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 70744.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Louisiana are on the rise. The estimated average premium is around $1,514 a year for a standard homeowners insurance policy in Holden. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Holden, LA Homeowners Insurance Quotes Online

70744 Home Insurance Average Premiums

Local 70744 homeowners insurance quotes comparison

$1264 /yr.

Shows Zip Code: 70744 lowest rates with discounts applied on average.

For the 70744, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1264 /yr.
Average Coverage:$1514 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1814 /yr.

What is the average home insurance cost for a home in 70744?

  • • The average homeowners insurance premium paid annually for a home in 70744 is around $1514 per year.

What does it cost on average per month for home insurance in 70744?

  • • Homeowners in 70744 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 70744?

  • • Autoowners in 70744 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holden area, check out other zip codes nearby 70744.
Review average rates in another zip code:
70744 homeowners insurance rates

Home Replacement Cost Coverage in 70744

Average Building Cost Per Square Foot in 70744: $122

Location: Holden, Louisiana (Livingston County)

Average Square Footage in 70744: 1,121 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70744 before you start any project. Holden homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70744 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70744 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,121 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,121$136,800
Additional Upgrades & Added Features$1531,121$171,000
Major Home Updates or Advancements$1831,121$205,200

It's important to understand that when you estimate your replacement cost of your home in the 70744 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70744

Best Home & Auto Insurance Agencies in 70744

Housing Demographics for 70744

Population Review for 70744 Zip Code

For the city of Holden, the population within 70744 has increased to over 5,753 residents in population size. The current population total is 5,667. We have broken down the population based on race below. In 70744, there are over 2849 in male population and 2818 females.

PopulationValues
Total Population5,667
White Population4967
Black Population203
Hispanic Population283
Asian Population8
Hawaiian Population1
Indian Population16
Other Population107
Male Population2849
Female Population2818
Population Estimate5753

Household Data for 70744

The average number of homes in 70744 is around 2,112, there are an average of 2.67 per household. The average house value according to local real estate values is around $136,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,112
Persons Per Household2.67
Average House Value$136,800
Income Per Household$79451
Median Age38.7
Median Age Male38.7
Median Age Female38.6
70744 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityHolden
City Alias NameHOLDEN
CountyLivingston
County FIPS063
State FIPS22
Time Zone6
Day Light SavingY
MSA0760
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_NameBaton Rouge, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses53
Number Of Employees937
Business First Quarter Payroll12228
Business Annual Payroll59336
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District05|06
Congressional LandArea14452.88|4033.89
Delivery Residential2155
Delivery Business27
Delivery Total2498
Preferred Last Line KeyY23874
Classification Code
Multi-CountyY
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23874
Land Area102.949000
Water Area0.113000
City Alias Code
City Mixed CaseHolden
City Alias Mixed CaseHolden
Box Count294
SFDU2155
MFDU0
State ANSI22
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number214303
Unique ZIP Name
SSA State County Code19310
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseLivingston

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]