Get multiple home insurance quotes in 70748. Our licensed 70748, LA agents are ready to serve you.

Compare 70748 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Jackson just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,588 neighbors looking to save on their home insurance policy in the local 70748 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70748. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Jackson, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Jackson, LA

70748 Home Insurance Average Premiums

Local 70748 homeowners insurance quotes comparison

$1315 /yr.

Shows Zip Code: 70748 lowest rates with discounts applied on average.

For the 70748, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1315 /yr.
Average Coverage:$1565 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1865 /yr.

What is the average home insurance cost for a home in 70748?

  • • The average homeowners insurance premium paid annually for a home in 70748 is around $1565 per year.

What does it cost on average per month for home insurance in 70748?

  • • Homeowners in 70748 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 70748?

  • • Autoowners in 70748 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 70748.
Review average rates in another zip code:
70748 homeowners insurance rates

Home Replacement Cost Coverage in 70748

Average Building Cost Per Square Foot in 70748: $122

Location: Jackson, Louisiana (East Feliciana County)

Average Square Footage in 70748: 1,304 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70748 before you start any project. Jackson homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70748 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70748 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,304 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,304$159,100
Additional Upgrades & Added Features$1531,304$198,875
Major Home Updates or Advancements$1831,304$238,650

It's important to understand that when you estimate your replacement cost of your home in the 70748 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70748

State Farm Insurance Companies

Address: 3145 Market Street Jackson, LA 70748
Phone: (225)634-7113
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 70748

McCauley- Gwen K - State Farm Insurance Agent

Address: 3145 Market St Jackson, LA 70748
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farm Bureau

Address: 2042 Highway 10 Jackson, LA 70748
Phone:
Website: http://www.fbfs.com
Info:

Housing Demographics for 70748

Population Review for 70748 Zip Code

For the city of Jackson, the population within 70748 has increased to over 3,395 residents in population size. The current population total is 6,564. We have broken down the population based on race below. In 70748, there are over 4452 in male population and 2112 females.

PopulationValues
Total Population6,564
White Population3862
Black Population2392
Hispanic Population203
Asian Population13
Hawaiian Population6
Indian Population26
Other Population99
Male Population4452
Female Population2112
Population Estimate3395

Household Data for 70748

The average number of homes in 70748 is around 1,588, there are an average of 2.41 per household. The average house value according to local real estate values is around $159,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,588
Persons Per Household2.41
Average House Value$159,100
Income Per Household$54405
Median Age45.0
Median Age Male43.8
Median Age Female48.9
70748 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityJackson
City Alias NameJACKSON
CountyEast Feliciana
County FIPS037
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses65
Number Of Employees1601
Business First Quarter Payroll20752
Business Annual Payroll81704
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District05|06
Congressional LandArea14452.88|4033.89
Delivery Residential1409
Delivery Business44
Delivery Total2024
Preferred Last Line KeyY23917
Classification Code
Multi-CountyY
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23917
Land Area74.180000
Water Area0.297000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count497
SFDU1265
MFDU0
State ANSI22
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number214537
Unique ZIP Name
SSA State County Code19180
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseEast Feliciana

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]