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Searching for Homeowners Insurance in 70761

If you are a homeowners that lives in 70761 you may be searching for more affordable homeowners insurance in Norwood. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Norwood, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 70761 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Norwood, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 70761 Home Insurance Costs: very high!

In Norwood, homeowners are paying roughly $1537 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 70761 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Norwood are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 70761 policy right now!

70761 Home Insurance Average Premiums

Local 70761 homeowners insurance quotes comparison

$1287 /yr.

Shows Zip Code: 70761 lowest rates with discounts applied on average.

For the 70761, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1287 /yr.
Average Coverage:$1537 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1837 /yr.

What is the average home insurance cost for a home in 70761?

  • • The average homeowners insurance premium paid annually for a home in 70761 is around $1537 per year.

What does it cost on average per month for home insurance in 70761?

  • • Homeowners in 70761 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70761?

  • • Autoowners in 70761 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norwood area, check out other zip codes nearby 70761.
Review average rates in another zip code:
70761 homeowners insurance rates

Home Replacement Cost Coverage in 70761

Average Building Cost Per Square Foot in 70761: $122

Location: Norwood, Louisiana (East Feliciana County)

Average Square Footage in 70761: 1,206 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70761 before you start any project. Norwood homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70761 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70761 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,206 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,206$147,100
Additional Upgrades & Added Features$1531,206$183,875
Major Home Updates or Advancements$1831,206$220,650

It's important to understand that when you estimate your replacement cost of your home in the 70761 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70761

Best Home & Auto Insurance Agencies in 70761

Housing Demographics for 70761

Population Review for 70761 Zip Code

For the city of Norwood, the population within 70761 has increased to over 819 residents in population size. The current population total is 806. We have broken down the population based on race below. In 70761, there are over 373 in male population and 433 females.

PopulationValues
Total Population806
White Population426
Black Population353
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population1
Other Population7
Male Population373
Female Population433
Population Estimate819

Household Data for 70761

The average number of homes in 70761 is around 310, there are an average of 2.60 per household. The average house value according to local real estate values is around $147,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode310
Persons Per Household2.60
Average House Value$147,100
Income Per Household$39609
Median Age50.6
Median Age Male46.3
Median Age Female52.0
70761 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityNorwood
City Alias NameNORWOOD
CountyEast Feliciana
County FIPS037
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees84
Business First Quarter Payroll583
Business Annual Payroll2595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District02|05
Congressional LandArea1268.48|14452.88
Delivery Residential315
Delivery Business9
Delivery Total505
Preferred Last Line KeyY24247
Classification Code
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY24247
Land Area64.689000
Water Area0.112000
City Alias Code
City Mixed CaseNorwood
City Alias Mixed CaseNorwood
Box Count98
SFDU303
MFDU12
State ANSI22
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216643
Unique ZIP Name
SSA State County Code19180
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseEast Feliciana

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]