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Check Out 70763 Home Insurance Rates
Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Paulina, LA.
We will gather some basic information about your home in Paulina, LA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.
Our service is always free and we have a team of Louisiana licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.
If you are ready to start researching homeowner insurance rates in 70763 simply click the "Get Multiple Quotes Now" button.
Research Home Insurance Quotes in 70763
We have pulled together a variety of data related to homeowners insurance in Louisiana. Simply click on one of the links below to learn about the average cost of homeowners insurance in Louisiana as well as local coverage options.
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Paulina, LA home insurance quotes in your local city and review the most competitive coverages and premiums.
70763 Homeowners Insurance Rates, Average Rating: very high!
Homeowners insurance policies in 70763 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.
Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.
Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Louisiana is roughly $1587. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.
Get started right now saving on your 70763 homeowners insurance policy!
70763 Home Insurance Average Premiums
For the 70763, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1337 /yr. |
Average Coverage: | $1587 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1887 /yr. |
What is the average home insurance cost for a home in 70763?
- • The average homeowners insurance premium paid annually for a home in 70763 is around $1587 per year.
What does it cost on average per month for home insurance in 70763?
- • Homeowners in 70763 pay a monthly average cost per month around $132.00.
What kind of discount could I get if I combine my home and auto insurance together in 70763?
- • Autoowners in 70763 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Paulina area, check out other zip codes nearby 70763.
Review average rates in another zip code:
70763 homeowners insurance rates
Home Replacement Cost Coverage in 70763
Average Building Cost Per Square Foot in 70763: $122
Location: Paulina, Louisiana (Saint James County)Average Square Footage in 70763: 2,116 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70763 before you start any project. Paulina homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70763 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70763 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,116 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paulina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 2,116 | $258,100 |
Additional Upgrades & Added Features | $153 | 2,116 | $322,625 |
Major Home Updates or Advancements | $183 | 2,116 | $387,150 |
It's important to understand that when you estimate your replacement cost of your home in the 70763 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70763
Best Home & Auto Insurance Agencies in 70763
Housing Demographics for 70763
Population Review for 70763 Zip Code
For the city of Paulina, the population within 70763 has increased to over 3,908 residents in population size. The current population total is 4,129. We have broken down the population based on race below. In 70763, there are over 2015 in male population and 2114 females.
Population | Values |
---|---|
Total Population | 4,129 |
White Population | 3328 |
Black Population | 667 |
Hispanic Population | 71 |
Asian Population | 2 |
Hawaiian Population | 4 |
Indian Population | 3 |
Other Population | 19 |
Male Population | 2015 |
Female Population | 2114 |
Population Estimate | 3908 |
Household Data for 70763
The average number of homes in 70763 is around 1,459, there are an average of 2.83 per household. The average house value according to local real estate values is around $258,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 1,459 |
Persons Per Household | 2.83 |
Average House Value | $258,100 |
Income Per Household | $91250 |
Median Age | 38.1 |
Median Age Male | 37.9 |
Median Age Female | 38.2 |
70763 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 225 |
City | Paulina |
City Alias Name | PAULINA |
County | Saint James |
County FIPS | 093 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 5560 |
PMSA | |
CSA | 406 |
CBSA | 35380 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | New Orleans-Metairie, LA |
MSA_Name | New Orleans, LA MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 39 |
Number Of Employees | 433 |
Business First Quarter Payroll | 4562 |
Business Annual Payroll | 21851 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1167764 |
CBSA Division Population | 0 |
Congressional District | 02 |
Congressional LandArea | 1268.48 |
Delivery Residential | 1381 |
Delivery Business | 36 |
Delivery Total | 1617 |
Preferred Last Line Key | Y24295 |
Classification Code | |
Multi-County | |
CSA Name | New Orleans-Metairie-Slidell, LA-MS |
CBSA_DIV_Name | |
City State Key | Y24295 |
Land Area | 14.843000 |
Water Area | 1.055000 |
City Alias Code | |
City Mixed Case | Paulina |
City Alias Mixed Case | Paulina |
Box Count | 183 |
SFDU | 1324 |
MFDU | 57 |
State ANSI | 22 |
County ANSI | 093 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 216916 |
Unique ZIP Name | |
SSA State County Code | 19460 |
Medicare CBSA Code | 35380 |
Medicare CBSA Name | New Orleans-Metairie, LA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Saint James |
Louisiana Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]