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Homeowners Insurance in 70764
Getting the most affordable home insurance rates in 70764 just got easier for Plaquemine, LA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Plaquemine. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Plaquemine, LA Home Insurance Quotes, Click to easily review rates!
Average Home Insurance Rates in 70764
When discussing Louisiana homeowners insurance rates, Plaquemine residents are finding new ways to save time and money by discovering lower rates when they shop online. Louisiana may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 3. Residents that live within the 70764 zipcode are currently paying $1507 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Plaquemine does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.
70764 Home Insurance Average Premiums
$1257 /yr.
Shows Zip Code: 70764 lowest rates with discounts applied on average.
For the 70764, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1257 /yr. |
| Average Coverage: | $1507 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1807 /yr. |
What is the average home insurance cost for a home in 70764?
- • The average homeowners insurance premium paid annually for a home in 70764 is around $1507 per year.
What does it cost on average per month for home insurance in 70764?
- • Homeowners in 70764 pay a monthly average cost per month around $126.00.
What kind of discount could I get if I combine my home and auto insurance together in 70764?
- • Autoowners in 70764 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Plaquemine area, check out other zip codes nearby 70764.
Review average rates in another zip code:
70764 homeowners insurance rates
Home Replacement Cost Coverage in 70764
Average Building Cost Per Square Foot in 70764: $122
Location: Plaquemine, Louisiana (Iberville County)Average Square Footage in 70764: 1,256 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70764 before you start any project. Plaquemine homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70764 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70764 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,256 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plaquemine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 1,256 | $153,200 |
| Additional Upgrades & Added Features | $153 | 1,256 | $191,500 |
| Major Home Updates or Advancements | $183 | 1,256 | $229,800 |
It's important to understand that when you estimate your replacement cost of your home in the 70764 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70764
State Farm Insurance CO
Address: 24611 Eisenhower Drive Plaquemine, LA 70764Phone: (225)687-6334
Website: www.statefarm.com
Farm Bureau Insurance-Iberville
Address: 58955 Belleview Drive Plaquemine, LA 70764Phone: (225)687-4641
Website: www.farmbureauinsurance.com
Citizens Bank & Trust
Address: 57910 Main Street Plaquemine, LA 70764Phone: (225)687-5960
Website: www.citizensbankandtrust.com
Best Home & Auto Insurance Agencies in 70764
Ruggiero Guy Insurance
Address: 57906 Labauve Ave Plaquemine, LA 70764Phone:
Website: http://www.rnainsurance.com
Info:
Farm Bureau Insurance-Iberville
Address: 58955 Belleview Dr Plaquemine, LA 70764Phone:
Website: http://www.farmbureauinsurance.com
Info:
Allstate Insurance Company - Daniel Durand
Address: 58920 Belleview Dr Plaquemine, LA 70764Phone:
Website: http://www.allstateagencies.com/058962?cid=OTC-YP.com-IYP&att=TL
Info:
Charlie Edwards Ins Agcy Inc
Address: 24611 Eisenhower Dr Plaquemine, LA 70764Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Paul Farmer Insurance
Address: 23670 Eden St Plaquemine, LA 70764Phone:
Website:
Info:
Housing Demographics for 70764
Population Review for 70764 Zip Code
For the city of Plaquemine, the population within 70764 has increased to over 18,114 residents in population size. The current population total is 15,616. We have broken down the population based on race below. In 70764, there are over 7588 in male population and 8028 females.
| Population | Values |
|---|---|
| Total Population | 15,616 |
| White Population | 8473 |
| Black Population | 6253 |
| Hispanic Population | 531 |
| Asian Population | 53 |
| Hawaiian Population | 9 |
| Indian Population | 42 |
| Other Population | 183 |
| Male Population | 7588 |
| Female Population | 8028 |
| Population Estimate | 18114 |
Household Data for 70764
The average number of homes in 70764 is around 6,272, there are an average of 2.44 per household. The average house value according to local real estate values is around $153,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 6,272 |
| Persons Per Household | 2.44 |
| Average House Value | $153,200 |
| Income Per Household | $54854 |
| Median Age | 42.8 |
| Median Age Male | 40.8 |
| Median Age Female | 44.8 |
| 70764 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 225 |
| City | Plaquemine |
| City Alias Name | PLAQUEMINE |
| County | Iberville |
| County FIPS | 047 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 132 |
| CBSA | 12940 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Baton Rouge, LA |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 304 |
| Number Of Employees | 5854 |
| Business First Quarter Payroll | 114937 |
| Business Annual Payroll | 454210 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 802484 |
| CBSA Division Population | 0 |
| Congressional District | 02|06 |
| Congressional LandArea | 1268.48|4033.89 |
| Delivery Residential | 7424 |
| Delivery Business | 577 |
| Delivery Total | 7981 |
| Preferred Last Line Key | Y24322 |
| Classification Code | |
| Multi-County | |
| CSA Name | Baton Rouge-Hammond, LA |
| CBSA_DIV_Name | |
| City State Key | Y24322 |
| Land Area | 188.960000 |
| Water Area | 15.383000 |
| City Alias Code | |
| City Mixed Case | Plaquemine |
| City Alias Mixed Case | Plaquemine |
| Box Count | 0 |
| SFDU | 6592 |
| MFDU | 606 |
| State ANSI | 22 |
| County ANSI | 047 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 217085 |
| Unique ZIP Name | |
| SSA State County Code | 19230 |
| Medicare CBSA Code | 12940 |
| Medicare CBSA Name | Baton Rouge, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 5 |
| County Mixed Case | Iberville |
Louisiana Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]