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Homeowners Insurance in 70775

For homeowners living in 70775, you want more affordable home insurance rates in Saint Francisville, right? Our rates are very competitive for homeowners living in the great city of Saint Francisville, LA. Many homeowners living in the 70775 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 70775 should appear in the zip code field ready to go. Comparing Saint Francisville, LA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

70775 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Saint Francisville pay around $1582 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Louisiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 70775 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Saint Francisville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Louisiana home insurance premium today!

Get 70775 Homeowners Insurance Rates Now!

70775 Home Insurance Average Premiums

Local 70775 homeowners insurance quotes comparison

$1332 /yr.

Shows Zip Code: 70775 lowest rates with discounts applied on average.

For the 70775, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1332 /yr.
Average Coverage:$1582 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1882 /yr.

What is the average home insurance cost for a home in 70775?

  • • The average homeowners insurance premium paid annually for a home in 70775 is around $1582 per year.

What does it cost on average per month for home insurance in 70775?

  • • Homeowners in 70775 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 70775?

  • • Autoowners in 70775 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Francisville area, check out other zip codes nearby 70775.
Review average rates in another zip code:
70775 homeowners insurance rates

Home Replacement Cost Coverage in 70775

Average Building Cost Per Square Foot in 70775: $122

Location: Saint Francisville, Louisiana (West Feliciana County)

Average Square Footage in 70775: 1,757 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70775 before you start any project. Saint Francisville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70775 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70775 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,757 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Francisville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,757$214,400
Additional Upgrades & Added Features$1531,757$268,000
Major Home Updates or Advancements$1831,757$321,600

It's important to understand that when you estimate your replacement cost of your home in the 70775 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70775

Best Home & Auto Insurance Agencies in 70775

State Farm Insurance

Address: Spring Creek Shoppin St Francisville, LA 70775
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Record Agency

Address: 5926 Commerce St St Francisville, LA 70775
Phone:
Website:
Info:

Texas Farm Bureau Insurance

Address: 5925 Commerce St St Francisville, LA 70775
Phone:
Website: http://www.farmbureauinsurance-mi.com/
Info:

Housing Demographics for 70775

Population Review for 70775 Zip Code

For the city of Saint Francisville, the population within 70775 has increased to over 7,667 residents in population size. The current population total is 9,405. We have broken down the population based on race below. In 70775, there are over 4554 in male population and 4851 females.

PopulationValues
Total Population9,405
White Population6250
Black Population2605
Hispanic Population222
Asian Population30
Hawaiian Population5
Indian Population24
Other Population67
Male Population4554
Female Population4851
Population Estimate7667

Household Data for 70775

The average number of homes in 70775 is around 3,636, there are an average of 2.55 per household. The average house value according to local real estate values is around $214,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,636
Persons Per Household2.55
Average House Value$214,400
Income Per Household$65674
Median Age42.7
Median Age Male41.2
Median Age Female43.8
70775 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias AbbreviationST FRANCISVLE
Area Code225
CitySaint Francisville
City Alias NameSAINT FRANCISVILLE
CountyWest Feliciana
County FIPS125
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses182
Number Of Employees3034
Business First Quarter Payroll57757
Business Annual Payroll208063
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential3007
Delivery Business51
Delivery Total4858
Preferred Last Line KeyY24416
Classification Code
Multi-CountyY
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY24416
Land Area313.186000
Water Area12.018000
City Alias Code
City Mixed CaseSaint Francisville
City Alias Mixed CaseSaint Francisville
Box Count1248
SFDU2758
MFDU69
State ANSI22
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number217774
Unique ZIP Name
SSA State County Code19620
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWest Feliciana

Louisiana Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]