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70782 Homeowners Insurance Quotes & Rates

Tunica residents living within the 87 homes available in the zip code of 70782 are shopping online to compare cheaper and more affordable Tunica, LA home insurance rates. In the great city of Tunica, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Louisiana is around $1,551 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 70782 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 70782 home insurance rates today! Please give us a call now at 1-855-976-2656. For Tunica, LA Homeowners Insurance Quotes, Click to easily get started!

70782 Home Insurance Average Premiums

Local 70782 homeowners insurance quotes comparison

$1301 /yr.

Shows Zip Code: 70782 lowest rates with discounts applied on average.

For the 70782, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1301 /yr.
Average Coverage:$1551 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1851 /yr.

What is the average home insurance cost for a home in 70782?

  • • The average homeowners insurance premium paid annually for a home in 70782 is around $1551 per year.

What does it cost on average per month for home insurance in 70782?

  • • Homeowners in 70782 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 70782?

  • • Autoowners in 70782 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tunica area, check out other zip codes nearby 70782.
Review average rates in another zip code:
70782 homeowners insurance rates

Home Replacement Cost Coverage in 70782

Average Building Cost Per Square Foot in 70782: $122

Location: Tunica, Louisiana (West Feliciana County)

Average Square Footage in 70782: 2,298 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70782 before you start any project. Tunica homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70782 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70782 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,298 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tunica area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,298$280,400
Additional Upgrades & Added Features$1532,298$350,500
Major Home Updates or Advancements$1832,298$420,600

It's important to understand that when you estimate your replacement cost of your home in the 70782 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70782

Best Home & Auto Insurance Agencies in 70782

Housing Demographics for 70782

Population Review for 70782 Zip Code

For the city of Tunica, the population within 70782 has increased to over 0 residents in population size. The current population total is 191. We have broken down the population based on race below. In 70782, there are over 64 in male population and 127 females.

PopulationValues
Total Population191
White Population114
Black Population68
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population1
Other Population1
Male Population64
Female Population127
Population Estimate0

Household Data for 70782

The average number of homes in 70782 is around 87, there are an average of 2.20 per household. The average house value according to local real estate values is around $280,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode87
Persons Per Household2.20
Average House Value$280,400
Income Per Household$34239
Median Age48.9
Median Age Male42.0
Median Age Female52.8
70782 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias Abbreviation
Area Code225
CityTunica
City Alias NameTUNICA
CountyWest Feliciana
County FIPS125
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential0
Delivery Business0
Delivery Total57
Preferred Last Line KeyY24584
Classification CodeP
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY24584
Land Area25.970000
Water Area1.683000
City Alias Code
City Mixed CaseTunica
City Alias Mixed CaseTunica
Box Count53
SFDU0
MFDU0
State ANSI22
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number218775
Unique ZIP Name
SSA State County Code19620
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWest Feliciana

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]