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70791, LA Home Insurance
In the zip code of 70791, the population size is around 29,432, which consists of 10,601 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Zachary, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,466 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 70791 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Zachary. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Zachary, LA Homeowners Insurance Online Rates Today!
70791 Home Insurance Average Premiums
$1216 /yr.
Shows Zip Code: 70791 lowest rates with discounts applied on average.
For the 70791, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1216 /yr. |
| Average Coverage: | $1466 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1766 /yr. |
What is the average home insurance cost for a home in 70791?
- • The average homeowners insurance premium paid annually for a home in 70791 is around $1466 per year.
What does it cost on average per month for home insurance in 70791?
- • Homeowners in 70791 pay a monthly average cost per month around $122.00.
What kind of discount could I get if I combine my home and auto insurance together in 70791?
- • Autoowners in 70791 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Zachary area, check out other zip codes nearby 70791.
Review average rates in another zip code:
70791 homeowners insurance rates
Home Replacement Cost Coverage in 70791
Average Building Cost Per Square Foot in 70791: $122
Location: Zachary, Louisiana (East Baton Rouge County)Average Square Footage in 70791: 1,954 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70791 before you start any project. Zachary homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70791 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70791 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,954 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Zachary area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 1,954 | $238,400 |
| Additional Upgrades & Added Features | $153 | 1,954 | $298,000 |
| Major Home Updates or Advancements | $183 | 1,954 | $357,600 |
It's important to understand that when you estimate your replacement cost of your home in the 70791 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70791
Allstate Insurance - Jack Burk
Address: 4709 Main Street Zachary, LA 70791Phone: (225)654-4292
Website:
Best Home & Auto Insurance Agencies in 70791
Phillips- Alwyn Joseph - State Farm Insurance Agent
Address: 4698 Highway 19 Zachary, LA 70791Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Castello Agency General Insurance
Address: 5353 Main St Zachary, LA 70791Phone:
Website:
Info:
US Agencies
Address: 5875 Main St Zachary, LA 70791Phone:
Website: http://www.usagencies.com
Info:
Allstate Insurance - Jack Burk
Address: 4709 Main St Zachary, LA 70791Phone:
Website:
Info:
Landry, Rhonda - Shelter Insurance
Address: 5568 Main St Zachary, LA 70791Phone:
Website: http://www.shelterinsurance.com/CA/agent/RHONDALANDRY
Info:
Housing Demographics for 70791
Population Review for 70791 Zip Code
For the city of Zachary, the population within 70791 has increased to over 33,101 residents in population size. The current population total is 29,432. We have broken down the population based on race below. In 70791, there are over 14112 in male population and 15320 females.
| Population | Values |
|---|---|
| Total Population | 29,432 |
| White Population | 14435 |
| Black Population | 13018 |
| Hispanic Population | 832 |
| Asian Population | 330 |
| Hawaiian Population | 9 |
| Indian Population | 58 |
| Other Population | 237 |
| Male Population | 14112 |
| Female Population | 15320 |
| Population Estimate | 33101 |
Household Data for 70791
The average number of homes in 70791 is around 10,601, there are an average of 2.75 per household. The average house value according to local real estate values is around $238,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,601 |
| Persons Per Household | 2.75 |
| Average House Value | $238,400 |
| Income Per Household | $73621 |
| Median Age | 37.3 |
| Median Age Male | 36.1 |
| Median Age Female | 38.4 |
| 70791 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 225 |
| City | Zachary |
| City Alias Name | ZACHARY |
| County | East Baton Rouge |
| County FIPS | 033 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 0760 |
| PMSA | |
| CSA | 132 |
| CBSA | 12940 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Baton Rouge, LA |
| MSA_Name | Baton Rouge, LA MSA |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 484 |
| Number Of Employees | 5931 |
| Business First Quarter Payroll | 58793 |
| Business Annual Payroll | 253143 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 802484 |
| CBSA Division Population | 0 |
| Congressional District | 05|06 |
| Congressional LandArea | 14452.88|4033.89 |
| Delivery Residential | 12037 |
| Delivery Business | 590 |
| Delivery Total | 13237 |
| Preferred Last Line Key | Y24691 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Baton Rouge-Hammond, LA |
| CBSA_DIV_Name | |
| City State Key | Y24691 |
| Land Area | 119.050000 |
| Water Area | 4.411000 |
| City Alias Code | |
| City Mixed Case | Zachary |
| City Alias Mixed Case | Zachary |
| Box Count | 463 |
| SFDU | 10155 |
| MFDU | 1087 |
| State ANSI | 22 |
| County ANSI | 033 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 219529 |
| Unique ZIP Name | |
| SSA State County Code | 19160 |
| Medicare CBSA Code | 12940 |
| Medicare CBSA Name | Baton Rouge, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 5 |
| County Mixed Case | East Baton Rouge |
Louisiana Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]