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71019 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 71019? There are over 2,894 occupied homes in the 71019 area. With a population size of 7,362, it's not uncommon for residence of Coushatta, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,521 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 71019 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Coushatta, LA Home Insurance Rate Quotes

71019 Home Insurance Average Premiums

Local 71019 homeowners insurance quotes comparison

$1271 /yr.

Shows Zip Code: 71019 lowest rates with discounts applied on average.

For the 71019, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1271 /yr.
Average Coverage:$1521 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1821 /yr.

What is the average home insurance cost for a home in 71019?

  • • The average homeowners insurance premium paid annually for a home in 71019 is around $1521 per year.

What does it cost on average per month for home insurance in 71019?

  • • Homeowners in 71019 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71019?

  • • Autoowners in 71019 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coushatta area, check out other zip codes nearby 71019.
Review average rates in another zip code:
71019 homeowners insurance rates

Home Replacement Cost Coverage in 71019

Average Building Cost Per Square Foot in 71019: $122

Location: Coushatta, Louisiana (Red River County)

Average Square Footage in 71019: 699 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71019 before you start any project. Coushatta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71019 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71019 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 699 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coushatta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122699$85,300
Additional Upgrades & Added Features$153699$106,625
Major Home Updates or Advancements$183699$127,950

It's important to understand that when you estimate your replacement cost of your home in the 71019 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71019

Best Home & Auto Insurance Agencies in 71019

Tyler Insurance Agency Inc

Address: 625 E Carrol St Coushatta, LA 71019
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Meaux- Brian D - State Farm Insurance Agent

Address: 1435 Highway 71 Coushatta, LA 71019
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Dupree-Total Group LLC Insurance Agency

Address: 1107 Ringgold Ave Coushatta, LA 71019
Phone:
Website:
Info:

Housing Demographics for 71019

Population Review for 71019 Zip Code

For the city of Coushatta, the population within 71019 has increased to over 7,547 residents in population size. The current population total is 7,362. We have broken down the population based on race below. In 71019, there are over 3540 in male population and 3822 females.

PopulationValues
Total Population7,362
White Population4076
Black Population2826
Hispanic Population185
Asian Population1
Hawaiian Population1
Indian Population46
Other Population64
Male Population3540
Female Population3822
Population Estimate7547

Household Data for 71019

The average number of homes in 71019 is around 2,894, there are an average of 2.49 per household. The average house value according to local real estate values is around $85,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,894
Persons Per Household2.49
Average House Value$85,300
Income Per Household$39564
Median Age40.4
Median Age Male38.7
Median Age Female41.6
71019 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityCoushatta
City Alias NameCOUSHATTA
CountyRed River
County FIPS081
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses125
Number Of Employees1785
Business First Quarter Payroll16716
Business Annual Payroll72069
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential3031
Delivery Business159
Delivery Total3970
Preferred Last Line KeyY23580
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY23580
Land Area332.582000
Water Area10.181000
City Alias Code
City Mixed CaseCoushatta
City Alias Mixed CaseCoushatta
Box Count596
SFDU2803
MFDU32
State ANSI22
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number212002
Unique ZIP Name
SSA State County Code19400
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseRed River

Louisiana Homeowners Insurance News & Information

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    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]