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Compare 71021 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cullen just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 253 neighbors looking to save on their home insurance policy in the local 71021 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 71021. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cullen, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cullen, LA

71021 Home Insurance Average Premiums

Local 71021 homeowners insurance quotes comparison

$1277 /yr.

Shows Zip Code: 71021 lowest rates with discounts applied on average.

For the 71021, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1277 /yr.
Average Coverage:$1527 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1827 /yr.

What is the average home insurance cost for a home in 71021?

  • • The average homeowners insurance premium paid annually for a home in 71021 is around $1527 per year.

What does it cost on average per month for home insurance in 71021?

  • • Homeowners in 71021 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71021?

  • • Autoowners in 71021 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cullen area, check out other zip codes nearby 71021.
Review average rates in another zip code:
71021 homeowners insurance rates

Home Replacement Cost Coverage in 71021

Average Building Cost Per Square Foot in 71021: $122

Location: Cullen, Louisiana (Webster County)

Average Square Footage in 71021: 377 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71021 before you start any project. Cullen homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71021 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71021 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 377 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cullen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122377$46,000
Additional Upgrades & Added Features$153377$57,500
Major Home Updates or Advancements$183377$69,000

It's important to understand that when you estimate your replacement cost of your home in the 71021 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71021

Best Home & Auto Insurance Agencies in 71021

Housing Demographics for 71021

Population Review for 71021 Zip Code

For the city of Cullen, the population within 71021 has increased to over 0 residents in population size. The current population total is 471. We have broken down the population based on race below. In 71021, there are over 211 in male population and 260 females.

PopulationValues
Total Population471
White Population69
Black Population389
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population0
Other Population3
Male Population211
Female Population260
Population Estimate0

Household Data for 71021

The average number of homes in 71021 is around 253, there are an average of 1.86 per household. The average house value according to local real estate values is around $46,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode253
Persons Per Household1.86
Average House Value$46,000
Income Per Household$19063
Median Age50.1
Median Age Male46.6
Median Age Female51.5
71021 DetailsValues
StateLA
State Full NameLouisiana
City TypeZ
City Alias Abbreviation
Area Code318
CityCullen
City Alias NameCULLEN
CountyWebster
County FIPS119
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA33380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMinden, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees61
Business First Quarter Payroll658
Business Annual Payroll3402
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population41207
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential0
Delivery Business0
Delivery Total497
Preferred Last Line KeyY23591
Classification CodeP
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY23591
Land Area0.678000
Water Area0.005000
City Alias Code
City Mixed CaseCullen
City Alias Mixed CaseCullen
Box Count285
SFDU0
MFDU0
State ANSI22
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number212080
Unique ZIP Name
SSA State County Code19590
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseWebster

Louisiana Homeowners Insurance News & Information

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    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]