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71027, LA Homeowners Insurance Rates

With a population size of 1,861 and with 746 occupied homes in the 71027 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Frierson, LA are around $1,522 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Frierson, Louisiana. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Louisiana home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Frierson, LA.

For Louisiana home insurance information, including average Frierson home insurance rates, coverage options or the different homeowners insurance types, please select Frierson, LA Home Insurance Quotes Now!

71027 Home Insurance Average Premiums

Local 71027 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 71027 lowest rates with discounts applied on average.

For the 71027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 71027?

  • • The average homeowners insurance premium paid annually for a home in 71027 is around $1522 per year.

What does it cost on average per month for home insurance in 71027?

  • • Homeowners in 71027 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71027?

  • • Autoowners in 71027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Frierson area, check out other zip codes nearby 71027.
Review average rates in another zip code:
71027 homeowners insurance rates

Home Replacement Cost Coverage in 71027

Average Building Cost Per Square Foot in 71027: $122

Location: Frierson, Louisiana (De Soto County)

Average Square Footage in 71027: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71027 before you start any project. Frierson homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Frierson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 71027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71027

Best Home & Auto Insurance Agencies in 71027

Housing Demographics for 71027

Population Review for 71027 Zip Code

For the city of Frierson, the population within 71027 has increased to over 2,380 residents in population size. The current population total is 1,861. We have broken down the population based on race below. In 71027, there are over 903 in male population and 958 females.

PopulationValues
Total Population1,861
White Population1185
Black Population536
Hispanic Population32
Asian Population7
Hawaiian Population0
Indian Population19
Other Population12
Male Population903
Female Population958
Population Estimate2380

Household Data for 71027

The average number of homes in 71027 is around 746, there are an average of 2.49 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode746
Persons Per Household2.49
Average House Value$165,000
Income Per Household$34923
Median Age43.2
Median Age Male42.6
Median Age Female43.6
71027 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityFrierson
City Alias NameFRIERSON
CountyDe Soto
County FIPS031
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees298
Business First Quarter Payroll4067
Business Annual Payroll18023
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential956
Delivery Business43
Delivery Total1080
Preferred Last Line KeyY23747
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY23747
Land Area59.421000
Water Area2.517000
City Alias Code
City Mixed CaseFrierson
City Alias Mixed CaseFrierson
Box Count69
SFDU890
MFDU32
State ANSI22
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number213237
Unique ZIP Name
SSA State County Code19150
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDe Soto

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]