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Homeowners Insurance in 71049

For homeowners living in 71049, you want more affordable home insurance rates in Logansport, right? Our rates are very competitive for homeowners living in the great city of Logansport, LA. Many homeowners living in the 71049 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 71049 should appear in the zip code field ready to go. Comparing Logansport, LA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

71049 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Logansport pay around $1538 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Louisiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 71049 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Logansport homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Louisiana home insurance premium today!

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71049 Home Insurance Average Premiums

Local 71049 homeowners insurance quotes comparison

$1288 /yr.

Shows Zip Code: 71049 lowest rates with discounts applied on average.

For the 71049, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1288 /yr.
Average Coverage:$1538 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1838 /yr.

What is the average home insurance cost for a home in 71049?

  • • The average homeowners insurance premium paid annually for a home in 71049 is around $1538 per year.

What does it cost on average per month for home insurance in 71049?

  • • Homeowners in 71049 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 71049?

  • • Autoowners in 71049 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Logansport area, check out other zip codes nearby 71049.
Review average rates in another zip code:
71049 homeowners insurance rates

Home Replacement Cost Coverage in 71049

Average Building Cost Per Square Foot in 71049: $122

Location: Logansport, Louisiana (De Soto County)

Average Square Footage in 71049: 621 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71049 before you start any project. Logansport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71049 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71049 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 621 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Logansport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122621$75,800
Additional Upgrades & Added Features$153621$94,750
Major Home Updates or Advancements$183621$113,700

It's important to understand that when you estimate your replacement cost of your home in the 71049 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71049

Best Home & Auto Insurance Agencies in 71049

Housing Demographics for 71049

Population Review for 71049 Zip Code

For the city of Logansport, the population within 71049 has increased to over 2,844 residents in population size. The current population total is 3,108. We have broken down the population based on race below. In 71049, there are over 1529 in male population and 1579 females.

PopulationValues
Total Population3,108
White Population2127
Black Population743
Hispanic Population93
Asian Population2
Hawaiian Population0
Indian Population20
Other Population75
Male Population1529
Female Population1579
Population Estimate2844

Household Data for 71049

The average number of homes in 71049 is around 1,294, there are an average of 2.40 per household. The average house value according to local real estate values is around $75,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,294
Persons Per Household2.40
Average House Value$75,800
Income Per Household$50231
Median Age42.1
Median Age Male42.1
Median Age Female42.1
71049 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityLogansport
City Alias NameLOGANSPORT
CountyDe Soto
County FIPS031
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees366
Business First Quarter Payroll3388
Business Annual Payroll14648
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential1185
Delivery Business31
Delivery Total1615
Preferred Last Line KeyY24053
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24053
Land Area93.517000
Water Area3.146000
City Alias Code
City Mixed CaseLogansport
City Alias Mixed CaseLogansport
Box Count336
SFDU1073
MFDU0
State ANSI22
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number215499
Unique ZIP Name
SSA State County Code19150
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDe Soto

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]