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71060 Home Insurance Quotes & Rates

Currently, the 1,155 homes within the 71060 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Louisiana is around $1,518 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Mooringsport, LA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 71060.

Louisiana is now ranking #3 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Mooringsport home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Louisiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 71060 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Mooringsport, Louisiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Mooringsport, LA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

71060 Home Insurance Average Premiums

Local 71060 homeowners insurance quotes comparison

$1268 /yr.

Shows Zip Code: 71060 lowest rates with discounts applied on average.

For the 71060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1268 /yr.
Average Coverage:$1518 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1818 /yr.

What is the average home insurance cost for a home in 71060?

  • • The average homeowners insurance premium paid annually for a home in 71060 is around $1518 per year.

What does it cost on average per month for home insurance in 71060?

  • • Homeowners in 71060 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71060?

  • • Autoowners in 71060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mooringsport area, check out other zip codes nearby 71060.
Review average rates in another zip code:
71060 homeowners insurance rates

Home Replacement Cost Coverage in 71060

Average Building Cost Per Square Foot in 71060: $122

Location: Mooringsport, Louisiana (Caddo County)

Average Square Footage in 71060: 810 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71060 before you start any project. Mooringsport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 810 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mooringsport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122810$98,800
Additional Upgrades & Added Features$153810$123,500
Major Home Updates or Advancements$183810$148,200

It's important to understand that when you estimate your replacement cost of your home in the 71060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71060

Best Home & Auto Insurance Agencies in 71060

Housing Demographics for 71060

Population Review for 71060 Zip Code

For the city of Mooringsport, the population within 71060 has increased to over 3,073 residents in population size. The current population total is 2,919. We have broken down the population based on race below. In 71060, there are over 1442 in male population and 1477 females.

PopulationValues
Total Population2,919
White Population2343
Black Population222
Hispanic Population137
Asian Population8
Hawaiian Population6
Indian Population24
Other Population63
Male Population1442
Female Population1477
Population Estimate3073

Household Data for 71060

The average number of homes in 71060 is around 1,155, there are an average of 2.53 per household. The average house value according to local real estate values is around $98,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,155
Persons Per Household2.53
Average House Value$98,800
Income Per Household$40977
Median Age41.4
Median Age Male42.2
Median Age Female40.9
71060 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityMooringsport
City Alias NameMOORINGSPORT
CountyCaddo
County FIPS017
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees87
Business First Quarter Payroll835
Business Annual Payroll3440
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District01|04
Congressional LandArea4030.23|12435.1
Delivery Residential1215
Delivery Business23
Delivery Total1397
Preferred Last Line KeyY24168
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24168
Land Area65.047000
Water Area7.267000
City Alias Code
City Mixed CaseMooringsport
City Alias Mixed CaseMooringsport
Box Count145
SFDU1048
MFDU32
State ANSI22
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216253
Unique ZIP Name
SSA State County Code19080
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCaddo

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]