Get multiple home insurance quotes in 71068. Our licensed 71068, LA agents are ready to serve you.

71068 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 71068 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Ringgold, LA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 71068 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Louisiana, like average Ringgold homeowners insurance rates, coverage options or home insurance types, please select Ringgold, LA Home Insurance Rates Online!

71068 Home Insurance Average Premiums

Local 71068 homeowners insurance quotes comparison

$1283 /yr.

Shows Zip Code: 71068 lowest rates with discounts applied on average.

For the 71068, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1283 /yr.
Average Coverage:$1533 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1833 /yr.

What is the average home insurance cost for a home in 71068?

  • • The average homeowners insurance premium paid annually for a home in 71068 is around $1533 per year.

What does it cost on average per month for home insurance in 71068?

  • • Homeowners in 71068 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 71068?

  • • Autoowners in 71068 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ringgold area, check out other zip codes nearby 71068.
Review average rates in another zip code:
71068 homeowners insurance rates

Home Replacement Cost Coverage in 71068

Average Building Cost Per Square Foot in 71068: $122

Location: Ringgold, Louisiana (Bienville County)

Average Square Footage in 71068: 552 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71068 before you start any project. Ringgold homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71068 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71068 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 552 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ringgold area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122552$67,400
Additional Upgrades & Added Features$153552$84,250
Major Home Updates or Advancements$183552$101,100

It's important to understand that when you estimate your replacement cost of your home in the 71068 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71068

Best Home & Auto Insurance Agencies in 71068

Housing Demographics for 71068

Population Review for 71068 Zip Code

For the city of Ringgold, the population within 71068 has increased to over 3,431 residents in population size. The current population total is 3,292. We have broken down the population based on race below. In 71068, there are over 1629 in male population and 1663 females.

PopulationValues
Total Population3,292
White Population1925
Black Population1165
Hispanic Population58
Asian Population2
Hawaiian Population0
Indian Population13
Other Population9
Male Population1629
Female Population1663
Population Estimate3431

Household Data for 71068

The average number of homes in 71068 is around 1,362, there are an average of 2.36 per household. The average house value according to local real estate values is around $67,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,362
Persons Per Household2.36
Average House Value$67,400
Income Per Household$26748
Median Age44.0
Median Age Male43.5
Median Age Female44.7
71068 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityRinggold
City Alias NameRINGGOLD
CountyBienville
County FIPS013
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees406
Business First Quarter Payroll7423
Business Annual Payroll25510
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential1454
Delivery Business51
Delivery Total1884
Preferred Last Line KeyY24379
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY24379
Land Area143.721000
Water Area6.847000
City Alias Code
City Mixed CaseRinggold
City Alias Mixed CaseRinggold
Box Count236
SFDU1346
MFDU44
State ANSI22
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number217527
Unique ZIP Name
SSA State County Code19060
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseBienville

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]