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71073 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 71073 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Sibley, LA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 71073.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 71073 and start shopping.

Quickly and Easily Compare Average Rates for 71073

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sibley, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 71073

Homeowners in Sibley are paying roughly $1537 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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71073 Home Insurance Average Premiums

Local 71073 homeowners insurance quotes comparison

$1287 /yr.

Shows Zip Code: 71073 lowest rates with discounts applied on average.

For the 71073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1287 /yr.
Average Coverage:$1537 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1837 /yr.

What is the average home insurance cost for a home in 71073?

  • • The average homeowners insurance premium paid annually for a home in 71073 is around $1537 per year.

What does it cost on average per month for home insurance in 71073?

  • • Homeowners in 71073 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 71073?

  • • Autoowners in 71073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sibley area, check out other zip codes nearby 71073.
Review average rates in another zip code:
71073 homeowners insurance rates

Home Replacement Cost Coverage in 71073

Average Building Cost Per Square Foot in 71073: $122

Location: Sibley, Louisiana (Webster County)

Average Square Footage in 71073: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71073 before you start any project. Sibley homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sibley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,025$125,000
Additional Upgrades & Added Features$1531,025$156,250
Major Home Updates or Advancements$1831,025$187,500

It's important to understand that when you estimate your replacement cost of your home in the 71073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71073

Best Home & Auto Insurance Agencies in 71073

Housing Demographics for 71073

Population Review for 71073 Zip Code

For the city of Sibley, the population within 71073 has increased to over 2,237 residents in population size. The current population total is 2,154. We have broken down the population based on race below. In 71073, there are over 1048 in male population and 1106 females.

PopulationValues
Total Population2,154
White Population1390
Black Population627
Hispanic Population57
Asian Population6
Hawaiian Population1
Indian Population20
Other Population21
Male Population1048
Female Population1106
Population Estimate2237

Household Data for 71073

The average number of homes in 71073 is around 884, there are an average of 2.44 per household. The average house value according to local real estate values is around $125,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode884
Persons Per Household2.44
Average House Value$125,000
Income Per Household$36881
Median Age41.0
Median Age Male39.8
Median Age Female42.5
71073 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CitySibley
City Alias NameSIBLEY
CountyWebster
County FIPS119
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA33380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMinden, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses50
Number Of Employees678
Business First Quarter Payroll10446
Business Annual Payroll39986
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population41207
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential917
Delivery Business48
Delivery Total1114
Preferred Last Line KeyY24457
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24457
Land Area29.895000
Water Area4.762000
City Alias Code
City Mixed CaseSibley
City Alias Mixed CaseSibley
Box Count110
SFDU868
MFDU0
State ANSI22
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number217969
Unique ZIP Name
SSA State County Code19590
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseWebster

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]