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Homeowners Insurance in 71105

Getting the most affordable home insurance rates in 71105 just got easier for Shreveport, LA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Shreveport. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Shreveport, LA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 71105

When discussing Louisiana homeowners insurance rates, Shreveport residents are finding new ways to save time and money by discovering lower rates when they shop online. Louisiana may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 3. Residents that live within the 71105 zipcode are currently paying $1498 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Shreveport does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

71105 Home Insurance Average Premiums

Local 71105 homeowners insurance quotes comparison

$1248 /yr.

Shows Zip Code: 71105 lowest rates with discounts applied on average.

For the 71105, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1248 /yr.
Average Coverage:$1498 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1798 /yr.

What is the average home insurance cost for a home in 71105?

  • • The average homeowners insurance premium paid annually for a home in 71105 is around $1498 per year.

What does it cost on average per month for home insurance in 71105?

  • • Homeowners in 71105 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 71105?

  • • Autoowners in 71105 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shreveport area, check out other zip codes nearby 71105.
Review average rates in another zip code:
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71108 homeowners insurance rates

Home Replacement Cost Coverage in 71105

Average Building Cost Per Square Foot in 71105: $122

Location: Shreveport, Louisiana (Caddo County)

Average Square Footage in 71105: 1,537 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71105 before you start any project. Shreveport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71105 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71105 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,537 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shreveport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,537$187,500
Additional Upgrades & Added Features$1531,537$234,375
Major Home Updates or Advancements$1831,537$281,250

It's important to understand that when you estimate your replacement cost of your home in the 71105 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71105

Bernard Insurance Agency

Address: 766 Professional Drive North Shreveport, LA 71105
Phone: (318)797-5651
Website: www.bernardins.com

Best Home & Auto Insurance Agencies in 71105

Allstate Insurance Company - Pace Jeff

Address: 4505 Youree Dr Shreveport, LA 71105
Phone:
Website: http://www.allstateagencies.com/058009?cid=OTC-YP.com-IYP&att=TL
Info:

State Farm Insurance

Address: 6425 Youree Dr Shreveport, LA 71105
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Lane Cantrell

Address: 3525 Youree Dr Shreveport, LA 71105
Phone:
Website: http://www.allstateagencies.com/036620?cid=OTC-YP.com-IYP&att=TL
Info:

Scott Agency

Address: 2020 E 70th St, #304 Shreveport, LA 71105
Phone:
Website: http://www.scottagency.com
Info:

Bernard Insurance Agency

Address: 766 Professional Dr N Shreveport, LA 71105
Phone:
Website: http://www.bernardins.com
Info:

Housing Demographics for 71105

Population Review for 71105 Zip Code

For the city of Shreveport, the population within 71105 has increased to over 22,382 residents in population size. The current population total is 21,308. We have broken down the population based on race below. In 71105, there are over 9945 in male population and 11363 females.

PopulationValues
Total Population21,308
White Population15124
Black Population3776
Hispanic Population1054
Asian Population612
Hawaiian Population24
Indian Population108
Other Population331
Male Population9945
Female Population11363
Population Estimate22382

Household Data for 71105

The average number of homes in 71105 is around 10,301, there are an average of 2.07 per household. The average house value according to local real estate values is around $187,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,301
Persons Per Household2.07
Average House Value$187,500
Income Per Household$58664
Median Age37.7
Median Age Male35.6
Median Age Female40.1
71105 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityShreveport
City Alias NameSHREVEPORT
CountyCaddo
County FIPS017
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1019
Number Of Employees15492
Business First Quarter Payroll144789
Business Annual Payroll655685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential10813
Delivery Business1391
Delivery Total12080
Preferred Last Line KeyY24454
Classification Code
Multi-CountyY
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24454
Land Area9.463000
Water Area0.630000
City Alias Code
City Mixed CaseShreveport
City Alias Mixed CaseShreveport
Box Count0
SFDU7073
MFDU3234
State ANSI22
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217956
Unique ZIP Name
SSA State County Code19080
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCaddo

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]