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Compare 71219 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Baskin just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 459 neighbors looking to save on their home insurance policy in the local 71219 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 71219. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Baskin, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Baskin, LA

71219 Home Insurance Average Premiums

Local 71219 homeowners insurance quotes comparison

$1267 /yr.

Shows Zip Code: 71219 lowest rates with discounts applied on average.

For the 71219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1267 /yr.
Average Coverage:$1517 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1817 /yr.

What is the average home insurance cost for a home in 71219?

  • • The average homeowners insurance premium paid annually for a home in 71219 is around $1517 per year.

What does it cost on average per month for home insurance in 71219?

  • • Homeowners in 71219 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 71219?

  • • Autoowners in 71219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baskin area, check out other zip codes nearby 71219.
Review average rates in another zip code:
71219 homeowners insurance rates

Home Replacement Cost Coverage in 71219

Average Building Cost Per Square Foot in 71219: $122

Location: Baskin, Louisiana (Franklin County)

Average Square Footage in 71219: 652 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71219 before you start any project. Baskin homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 652 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baskin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122652$79,600
Additional Upgrades & Added Features$153652$99,500
Major Home Updates or Advancements$183652$119,400

It's important to understand that when you estimate your replacement cost of your home in the 71219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71219

Best Home & Auto Insurance Agencies in 71219

Housing Demographics for 71219

Population Review for 71219 Zip Code

For the city of Baskin, the population within 71219 has increased to over 1,170 residents in population size. The current population total is 1,148. We have broken down the population based on race below. In 71219, there are over 542 in male population and 606 females.

PopulationValues
Total Population1,148
White Population1034
Black Population81
Hispanic Population10
Asian Population2
Hawaiian Population0
Indian Population1
Other Population4
Male Population542
Female Population606
Population Estimate1170

Household Data for 71219

The average number of homes in 71219 is around 459, there are an average of 2.49 per household. The average house value according to local real estate values is around $79,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode459
Persons Per Household2.49
Average House Value$79,600
Income Per Household$59643
Median Age42.4
Median Age Male42.1
Median Age Female42.7
71219 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityBaskin
City Alias NameBASKIN
CountyFranklin
County FIPS041
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees56
Business First Quarter Payroll537
Business Annual Payroll2241
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential470
Delivery Business11
Delivery Total572
Preferred Last Line KeyY23366
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23366
Land Area60.191000
Water Area0.061000
City Alias Code
City Mixed CaseBaskin
City Alias Mixed CaseBaskin
Box Count84
SFDU470
MFDU0
State ANSI22
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number210585
Unique ZIP Name
SSA State County Code19200
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseFranklin

Louisiana Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]