Get multiple home insurance quotes in 71220. Our licensed 71220, LA agents are ready to serve you.

71220 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 71220 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Bastrop, LA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 71220 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Louisiana, like average Bastrop homeowners insurance rates, coverage options or home insurance types, please select Bastrop, LA Home Insurance Rates Online!

71220 Home Insurance Average Premiums

Local 71220 homeowners insurance quotes comparison

$1271 /yr.

Shows Zip Code: 71220 lowest rates with discounts applied on average.

For the 71220, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1271 /yr.
Average Coverage:$1521 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1821 /yr.

What is the average home insurance cost for a home in 71220?

  • • The average homeowners insurance premium paid annually for a home in 71220 is around $1521 per year.

What does it cost on average per month for home insurance in 71220?

  • • Homeowners in 71220 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71220?

  • • Autoowners in 71220 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bastrop area, check out other zip codes nearby 71220.
Review average rates in another zip code:
71220 homeowners insurance rates

Home Replacement Cost Coverage in 71220

Average Building Cost Per Square Foot in 71220: $122

Location: Bastrop, Louisiana (Morehouse County)

Average Square Footage in 71220: 699 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71220 before you start any project. Bastrop homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71220 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71220 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 699 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bastrop area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122699$85,300
Additional Upgrades & Added Features$153699$106,625
Major Home Updates or Advancements$183699$127,950

It's important to understand that when you estimate your replacement cost of your home in the 71220 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71220

Files Insurance Agency Inc

Address: 1501 East Madison Avenue Bastrop, LA 71220
Phone: (318)281-2881
Website: www.filesagency.com

Best Home & Auto Insurance Agencies in 71220

Ron Bush Insurance Agcy Inc - State Farm Insurance Agent

Address: 1911 E Madison Ave Bastrop, LA 71220
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Culp Insurance Agcy Inc - State Farm Insurance Agent

Address: 1421 E Madison Ave Bastrop, LA 71220
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Bastrop Insurance Agency

Address: 404 W Madison Ave Bastrop, LA 71220
Phone:
Website:
Info:

Usagencies

Address: 2027 E Madison Ave Bastrop, LA 71220
Phone:
Website: http://www.usagencies.com
Info:

Files Insurance Agency Inc

Address: 1501 E Madison Ave Bastrop, LA 71220
Phone:
Website: http://www.filesagency.com
Info:

Housing Demographics for 71220

Population Review for 71220 Zip Code

For the city of Bastrop, the population within 71220 has increased to over 23,052 residents in population size. The current population total is 21,154. We have broken down the population based on race below. In 71220, there are over 10285 in male population and 10869 females.

PopulationValues
Total Population21,154
White Population9550
Black Population10510
Hispanic Population299
Asian Population89
Hawaiian Population2
Indian Population72
Other Population149
Male Population10285
Female Population10869
Population Estimate23052

Household Data for 71220

The average number of homes in 71220 is around 8,499, there are an average of 2.42 per household. The average house value according to local real estate values is around $85,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,499
Persons Per Household2.42
Average House Value$85,300
Income Per Household$32479
Median Age41.3
Median Age Male39.4
Median Age Female43.5
71220 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityBastrop
City Alias NameBASTROP
CountyMorehouse
County FIPS067
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA384
CBSA33740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMonroe, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses349
Number Of Employees4481
Business First Quarter Payroll35928
Business Annual Payroll164065
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population176441
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential9526
Delivery Business681
Delivery Total10191
Preferred Last Line KeyY23367
Classification Code
Multi-CountyY
CSA NameMonroe-Ruston, LA
CBSA_DIV_Name
City State KeyY23367
Land Area373.566000
Water Area6.121000
City Alias Code
City Mixed CaseBastrop
City Alias Mixed CaseBastrop
Box Count0
SFDU8773
MFDU208
State ANSI22
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number210598
Unique ZIP Name
SSA State County Code19330
Medicare CBSA Code33740
Medicare CBSA NameMonroe, LA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseMorehouse

Louisiana Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]