Get multiple home insurance quotes in 71232. Our licensed 71232, LA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 71232

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 71232, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Delhi, LA from a list of top tier nationwide insurers.

Our Louisiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 71232 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 71232

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Delhi, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

71232 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Delhi we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 71232, homeowners are seeing rates around 1515 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 71232!

71232 Home Insurance Average Premiums

Local 71232 homeowners insurance quotes comparison

$1265 /yr.

Shows Zip Code: 71232 lowest rates with discounts applied on average.

For the 71232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1265 /yr.
Average Coverage:$1515 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1815 /yr.

What is the average home insurance cost for a home in 71232?

  • • The average homeowners insurance premium paid annually for a home in 71232 is around $1515 per year.

What does it cost on average per month for home insurance in 71232?

  • • Homeowners in 71232 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 71232?

  • • Autoowners in 71232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delhi area, check out other zip codes nearby 71232.
Review average rates in another zip code:
71232 homeowners insurance rates

Home Replacement Cost Coverage in 71232

Average Building Cost Per Square Foot in 71232: $122

Location: Delhi, Louisiana (Richland County)

Average Square Footage in 71232: 842 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71232 before you start any project. Delhi homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 842 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delhi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122842$102,700
Additional Upgrades & Added Features$153842$128,375
Major Home Updates or Advancements$183842$154,050

It's important to understand that when you estimate your replacement cost of your home in the 71232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71232

Best Home & Auto Insurance Agencies in 71232

Tommy E Leoty Jr Ins Agcy Inc

Address: 307 Depot St Delhi, LA 71232
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 71232

Population Review for 71232 Zip Code

For the city of Delhi, the population within 71232 has increased to over 6,226 residents in population size. The current population total is 6,073. We have broken down the population based on race below. In 71232, there are over 2910 in male population and 3163 females.

PopulationValues
Total Population6,073
White Population3146
Black Population2689
Hispanic Population137
Asian Population12
Hawaiian Population0
Indian Population23
Other Population52
Male Population2910
Female Population3163
Population Estimate6226

Household Data for 71232

The average number of homes in 71232 is around 2,496, there are an average of 2.38 per household. The average house value according to local real estate values is around $102,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,496
Persons Per Household2.38
Average House Value$102,700
Income Per Household$44773
Median Age43.2
Median Age Male42.0
Median Age Female44.4
71232 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityDelhi
City Alias NameDELHI
CountyRichland
County FIPS083
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA384
CBSA33740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMonroe, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees2446
Business First Quarter Payroll23137
Business Annual Payroll101864
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population176441
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential2616
Delivery Business239
Delivery Total3201
Preferred Last Line KeyY23608
Classification Code
Multi-CountyY
CSA NameMonroe-Ruston, LA
CBSA_DIV_Name
City State KeyY23608
Land Area247.230000
Water Area4.032000
City Alias Code
City Mixed CaseDelhi
City Alias Mixed CaseDelhi
Box Count242
SFDU2553
MFDU63
State ANSI22
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number212210
Unique ZIP Name
SSA State County Code19410
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseRichland

Louisiana Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]