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Searching for Homeowners Insurance in 71235

If you are a homeowners that lives in 71235 you may be searching for more affordable homeowners insurance in Dubach. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Dubach, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 71235 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Dubach, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 71235 Home Insurance Costs: very high!

In Dubach, homeowners are paying roughly $1496 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 71235 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Dubach are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 71235 policy right now!

71235 Home Insurance Average Premiums

Local 71235 homeowners insurance quotes comparison

$1246 /yr.

Shows Zip Code: 71235 lowest rates with discounts applied on average.

For the 71235, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1246 /yr.
Average Coverage:$1496 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1796 /yr.

What is the average home insurance cost for a home in 71235?

  • • The average homeowners insurance premium paid annually for a home in 71235 is around $1496 per year.

What does it cost on average per month for home insurance in 71235?

  • • Homeowners in 71235 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 71235?

  • • Autoowners in 71235 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dubach area, check out other zip codes nearby 71235.
Review average rates in another zip code:
71235 homeowners insurance rates

Home Replacement Cost Coverage in 71235

Average Building Cost Per Square Foot in 71235: $122

Location: Dubach, Louisiana (Lincoln County)

Average Square Footage in 71235: 950 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71235 before you start any project. Dubach homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71235 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71235 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 950 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dubach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122950$115,900
Additional Upgrades & Added Features$153950$144,875
Major Home Updates or Advancements$183950$173,850

It's important to understand that when you estimate your replacement cost of your home in the 71235 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71235

Best Home & Auto Insurance Agencies in 71235

Housing Demographics for 71235

Population Review for 71235 Zip Code

For the city of Dubach, the population within 71235 has increased to over 4,452 residents in population size. The current population total is 4,309. We have broken down the population based on race below. In 71235, there are over 2089 in male population and 2220 females.

PopulationValues
Total Population4,309
White Population3487
Black Population576
Hispanic Population102
Asian Population12
Hawaiian Population0
Indian Population13
Other Population52
Male Population2089
Female Population2220
Population Estimate4452

Household Data for 71235

The average number of homes in 71235 is around 1,800, there are an average of 2.39 per household. The average house value according to local real estate values is around $115,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,800
Persons Per Household2.39
Average House Value$115,900
Income Per Household$39734
Median Age42.7
Median Age Male42.4
Median Age Female42.9
71235 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityDubach
City Alias NameDUBACH
CountyLincoln
County FIPS061
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA384
CBSA40820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRuston, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees372
Business First Quarter Payroll4580
Business Annual Payroll17151
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population63009
CBSA Division Population0
Congressional District04|05
Congressional LandArea12435.1|14452.88
Delivery Residential1863
Delivery Business59
Delivery Total2125
Preferred Last Line KeyY23645
Classification Code
Multi-CountyY
CSA NameMonroe-Ruston, LA
CBSA_DIV_Name
City State KeyY23645
Land Area162.544000
Water Area0.291000
City Alias Code
City Mixed CaseDubach
City Alias Mixed CaseDubach
Box Count147
SFDU1821
MFDU33
State ANSI22
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number212444
Unique ZIP Name
SSA State County Code19300
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseLincoln

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]