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71268 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 71268? There are over 1,102 occupied homes in the 71268 area. With a population size of 2,737, it's not uncommon for residence of Quitman, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,558 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 71268 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Quitman, LA Home Insurance Rate Quotes

71268 Home Insurance Average Premiums

Local 71268 homeowners insurance quotes comparison

$1308 /yr.

Shows Zip Code: 71268 lowest rates with discounts applied on average.

For the 71268, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1308 /yr.
Average Coverage:$1558 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1858 /yr.

What is the average home insurance cost for a home in 71268?

  • • The average homeowners insurance premium paid annually for a home in 71268 is around $1558 per year.

What does it cost on average per month for home insurance in 71268?

  • • Homeowners in 71268 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 71268?

  • • Autoowners in 71268 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Quitman area, check out other zip codes nearby 71268.
Review average rates in another zip code:
71268 homeowners insurance rates

Home Replacement Cost Coverage in 71268

Average Building Cost Per Square Foot in 71268: $122

Location: Quitman, Louisiana (Jackson County)

Average Square Footage in 71268: 989 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71268 before you start any project. Quitman homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71268 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71268 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 989 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Quitman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122989$120,700
Additional Upgrades & Added Features$153989$150,875
Major Home Updates or Advancements$183989$181,050

It's important to understand that when you estimate your replacement cost of your home in the 71268 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71268

Best Home & Auto Insurance Agencies in 71268

Housing Demographics for 71268

Population Review for 71268 Zip Code

For the city of Quitman, the population within 71268 has increased to over 2,762 residents in population size. The current population total is 2,737. We have broken down the population based on race below. In 71268, there are over 1328 in male population and 1409 females.

PopulationValues
Total Population2,737
White Population2325
Black Population280
Hispanic Population37
Asian Population9
Hawaiian Population0
Indian Population11
Other Population12
Male Population1328
Female Population1409
Population Estimate2762

Household Data for 71268

The average number of homes in 71268 is around 1,102, there are an average of 2.48 per household. The average house value according to local real estate values is around $120,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,102
Persons Per Household2.48
Average House Value$120,700
Income Per Household$61278
Median Age42.9
Median Age Male42.1
Median Age Female43.5
71268 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityQuitman
City Alias NameQUITMAN
CountyJackson
County FIPS049
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees85
Business First Quarter Payroll610
Business Annual Payroll2932
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04|05
Congressional LandArea12435.1|14452.88
Delivery Residential1114
Delivery Business28
Delivery Total1230
Preferred Last Line KeyY24358
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY24358
Land Area121.670000
Water Area0.189000
City Alias Code
City Mixed CaseQuitman
City Alias Mixed CaseQuitman
Box Count75
SFDU1104
MFDU10
State ANSI22
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number217358
Unique ZIP Name
SSA State County Code19240
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseJackson

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]