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Compare 71269 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Rayville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 4,561 neighbors looking to save on their home insurance policy in the local 71269 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 71269. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Rayville, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Rayville, LA

71269 Home Insurance Average Premiums

Local 71269 homeowners insurance quotes comparison

$1294 /yr.

Shows Zip Code: 71269 lowest rates with discounts applied on average.

For the 71269, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1294 /yr.
Average Coverage:$1544 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1844 /yr.

What is the average home insurance cost for a home in 71269?

  • • The average homeowners insurance premium paid annually for a home in 71269 is around $1544 per year.

What does it cost on average per month for home insurance in 71269?

  • • Homeowners in 71269 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 71269?

  • • Autoowners in 71269 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rayville area, check out other zip codes nearby 71269.
Review average rates in another zip code:
71269 homeowners insurance rates

Home Replacement Cost Coverage in 71269

Average Building Cost Per Square Foot in 71269: $122

Location: Rayville, Louisiana (Richland County)

Average Square Footage in 71269: 895 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71269 before you start any project. Rayville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71269 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71269 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 895 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rayville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122895$109,200
Additional Upgrades & Added Features$153895$136,500
Major Home Updates or Advancements$183895$163,800

It's important to understand that when you estimate your replacement cost of your home in the 71269 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71269

Best Home & Auto Insurance Agencies in 71269

Aycock Jr- Charles S

Address: 114 Ineichen St Rayville, LA 71269
Phone:
Website:
Info:

Farm Bureau Insurance CO

Address: 153 Christian Dr Rayville, LA 71269
Phone:
Website:
Info:

Housing Demographics for 71269

Population Review for 71269 Zip Code

For the city of Rayville, the population within 71269 has increased to over 12,068 residents in population size. The current population total is 12,343. We have broken down the population based on race below. In 71269, there are over 6310 in male population and 6033 females.

PopulationValues
Total Population12,343
White Population7371
Black Population4393
Hispanic Population242
Asian Population36
Hawaiian Population0
Indian Population33
Other Population106
Male Population6310
Female Population6033
Population Estimate12068

Household Data for 71269

The average number of homes in 71269 is around 4,561, there are an average of 2.53 per household. The average house value according to local real estate values is around $109,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,561
Persons Per Household2.53
Average House Value$109,200
Income Per Household$39526
Median Age39.3
Median Age Male37.5
Median Age Female41.1
71269 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityRayville
City Alias NameRAYVILLE
CountyRichland
County FIPS083
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA384
CBSA33740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMonroe, LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses249
Number Of Employees2262
Business First Quarter Payroll19427
Business Annual Payroll89814
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population176441
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential4770
Delivery Business336
Delivery Total5549
Preferred Last Line KeyY24366
Classification Code
Multi-CountyY
CSA NameMonroe-Ruston, LA
CBSA_DIV_Name
City State KeyY24366
Land Area325.272000
Water Area3.591000
City Alias Code
City Mixed CaseRayville
City Alias Mixed CaseRayville
Box Count341
SFDU4370
MFDU147
State ANSI22
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217423
Unique ZIP Name
SSA State County Code19410
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseRichland

Louisiana Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]