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Quickly Revew Homeowners Insurance in 71291

If you own a home in West Monroe, LA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 71291 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Louisiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 71291 and start comparing rates now.

71291 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 71291 is $1551 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 71291 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Monroe, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

71291 Home Insurance Average Premiums

Local 71291 homeowners insurance quotes comparison

$1301 /yr.

Shows Zip Code: 71291 lowest rates with discounts applied on average.

For the 71291, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1301 /yr.
Average Coverage:$1551 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1851 /yr.

What is the average home insurance cost for a home in 71291?

  • • The average homeowners insurance premium paid annually for a home in 71291 is around $1551 per year.

What does it cost on average per month for home insurance in 71291?

  • • Homeowners in 71291 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 71291?

  • • Autoowners in 71291 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Monroe area, check out other zip codes nearby 71291.
Review average rates in another zip code:
71291 homeowners insurance rates
71292 homeowners insurance rates

Home Replacement Cost Coverage in 71291

Average Building Cost Per Square Foot in 71291: $122

Location: West Monroe, Louisiana (Ouachita County)

Average Square Footage in 71291: 1,477 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71291 before you start any project. West Monroe homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71291 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71291 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,477 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Monroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,477$180,200
Additional Upgrades & Added Features$1531,477$225,250
Major Home Updates or Advancements$1831,477$270,300

It's important to understand that when you estimate your replacement cost of your home in the 71291 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71291

American National Insurance

Address: 1011 North 7th Street West Monroe, LA 71291
Phone: (318)323-2503
Website: www.anico.com

Insurance Plus

Address: 107 Regency Place Suite B West Monroe, LA 71291
Phone: (318)388-5992
Website:

Fletcher Insurance Group

Address: 701 North 7th Street West Monroe, LA 71291
Phone: (318)699-9860
Website:

Best Home & Auto Insurance Agencies in 71291

Insurance Plus

Address: 107 Regency Pl West Monroe, LA 71291
Phone:
Website:
Info:

Direct General Insurance Agency Inc

Address: 1300 N 7th St West Monroe, LA 71291
Phone:
Website: http://www.direct-general.com
Info:

Daniels- George B

Address: 512 Stella St West Monroe, LA 71291
Phone:
Website:
Info:

Insurance Unlimited of West Monroe

Address: 2419 N 7th St West Monroe, LA 71291
Phone:
Website: http://www.westmonroe.auto-car-insurance-quote.com
Info:

Dillon Insurance Agency

Address: 4580 Cypress St West Monroe, LA 71291
Phone:
Website:
Info:

Housing Demographics for 71291

Population Review for 71291 Zip Code

For the city of West Monroe, the population within 71291 has increased to over 37,413 residents in population size. The current population total is 34,670. We have broken down the population based on race below. In 71291, there are over 16399 in male population and 18271 females.

PopulationValues
Total Population34,670
White Population27061
Black Population4642
Hispanic Population1311
Asian Population514
Hawaiian Population12
Indian Population124
Other Population596
Male Population16399
Female Population18271
Population Estimate37413

Household Data for 71291

The average number of homes in 71291 is around 14,327, there are an average of 2.40 per household. The average house value according to local real estate values is around $180,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,327
Persons Per Household2.40
Average House Value$180,200
Income Per Household$60575
Median Age38.1
Median Age Male36.6
Median Age Female39.5
71291 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityWest Monroe
City Alias NameWEST MONROE
CountyOuachita
County FIPS073
State FIPS22
Time Zone6
Day Light SavingY
MSA5200
PMSA
CSA384
CBSA33740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMonroe, LA
MSA_NameMonroe, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses999
Number Of Employees11509
Business First Quarter Payroll104094
Business Annual Payroll455518
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population176441
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential15589
Delivery Business1386
Delivery Total16878
Preferred Last Line KeyY24648
Classification Code
Multi-County
CSA NameMonroe-Ruston, LA
CBSA_DIV_Name
City State KeyY24648
Land Area65.453000
Water Area2.096000
City Alias Code
City Mixed CaseWest Monroe
City Alias Mixed CaseWest Monroe
Box Count0
SFDU12382
MFDU2046
State ANSI22
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number219269
Unique ZIP Name
SSA State County Code19360
Medicare CBSA Code33740
Medicare CBSA NameMonroe, LA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseOuachita

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]