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Home Insurance in 71303

If your primary reason for shopping for homeowners insurance in the 71303 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Alexandria, LA. Many homeowners that live in the 71303 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 71303 zip code should already appear in the zip code field ready to go. For Alexandria, LA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 71303

Homeowners living in the city of Alexandria are paying on average around $1473 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 71303 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Louisiana home insurance premiums have been recently ranked 3 in the country in terms of the annual cost of premiums. Because premiums in 71303 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 71303 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Alexandria. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

71303 Home Insurance Average Premiums

Local 71303 homeowners insurance quotes comparison

$1223 /yr.

Shows Zip Code: 71303 lowest rates with discounts applied on average.

For the 71303, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1223 /yr.
Average Coverage:$1473 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1773 /yr.

What is the average home insurance cost for a home in 71303?

  • • The average homeowners insurance premium paid annually for a home in 71303 is around $1473 per year.

What does it cost on average per month for home insurance in 71303?

  • • Homeowners in 71303 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 71303?

  • • Autoowners in 71303 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alexandria area, check out other zip codes nearby 71303.
Review average rates in another zip code:
71301 homeowners insurance rates
71303 homeowners insurance rates
71302 homeowners insurance rates

Home Replacement Cost Coverage in 71303

Average Building Cost Per Square Foot in 71303: $122

Location: Alexandria, Louisiana (Rapides County)

Average Square Footage in 71303: 1,637 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71303 before you start any project. Alexandria homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71303 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71303 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,637 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alexandria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,637$199,700
Additional Upgrades & Added Features$1531,637$249,625
Major Home Updates or Advancements$1831,637$299,550

It's important to understand that when you estimate your replacement cost of your home in the 71303 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71303

Turrentine Insurance Agency Inc

Address: 955 Macarthur Drive Alexandria, LA 71303
Phone: (318)445-3515
Website: www.turrentine.com

Rapides Parish Farm Bureau Federation

Address: 1010 Bayou Trace Drive Alexandria, LA 71303
Phone: (318)448-1691
Website:

Best Home & Auto Insurance Agencies in 71303

Allstate Insurance Companies

Address: 104 Constitution Dr Alexandria, LA 71303
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Courtesy Insurance Agency L L C

Address: 4115 Parliament Dr Alexandria, LA 71303
Phone:
Website:
Info:

Direct General Insurance Agency Inc

Address: 2843 N MacArthur Dr Alexandria, LA 71303
Phone:
Website: http://www.direct-general.com
Info:

ACE Cash Express

Address: 4609 Jackson Street Extension Alexandria, LA 71303
Phone:
Website: http://www.acecashexpress.com/
Info:

UDB Insurance

Address: 5501 John Eskew Blvd Alexandria, LA 71303
Phone:
Website:
Info:

Housing Demographics for 71303

Population Review for 71303 Zip Code

For the city of Alexandria, the population within 71303 has increased to over 23,615 residents in population size. The current population total is 22,797. We have broken down the population based on race below. In 71303, there are over 10866 in male population and 11931 females.

PopulationValues
Total Population22,797
White Population12783
Black Population7554
Hispanic Population990
Asian Population743
Hawaiian Population10
Indian Population121
Other Population501
Male Population10866
Female Population11931
Population Estimate23615

Household Data for 71303

The average number of homes in 71303 is around 9,088, there are an average of 2.39 per household. The average house value according to local real estate values is around $199,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,088
Persons Per Household2.39
Average House Value$199,700
Income Per Household$58750
Median Age38.6
Median Age Male36.7
Median Age Female40.3
71303 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityAlexandria
City Alias NameALEXANDRIA
CountyRapides
County FIPS079
State FIPS22
Time Zone6
Day Light SavingY
MSA0220
PMSA
CSA
CBSA10780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAlexandria, LA
MSA_NameAlexandria, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses784
Number Of Employees10924
Business First Quarter Payroll131714
Business Annual Payroll542203
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153922
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential9881
Delivery Business1117
Delivery Total11490
Preferred Last Line KeyY23313
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23313
Land Area63.430000
Water Area0.184000
City Alias Code
City Mixed CaseAlexandria
City Alias Mixed CaseAlexandria
Box Count0
SFDU6735
MFDU1735
State ANSI22
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number210143
Unique ZIP Name
SSA State County Code19390
Medicare CBSA Code10780
Medicare CBSA NameAlexandria, LA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseRapides

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]