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71336 Homeowners Insurance Quotes & Rates

Gilbert residents living within the 661 homes available in the zip code of 71336 are shopping online to compare cheaper and more affordable Gilbert, LA home insurance rates. In the great city of Gilbert, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Louisiana is around $1,505 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 71336 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 71336 home insurance rates today! Please give us a call now at 1-855-976-2656. For Gilbert, LA Homeowners Insurance Quotes, Click to easily get started!

71336 Home Insurance Average Premiums

Local 71336 homeowners insurance quotes comparison

$1255 /yr.

Shows Zip Code: 71336 lowest rates with discounts applied on average.

For the 71336, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1255 /yr.
Average Coverage:$1505 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1805 /yr.

What is the average home insurance cost for a home in 71336?

  • • The average homeowners insurance premium paid annually for a home in 71336 is around $1505 per year.

What does it cost on average per month for home insurance in 71336?

  • • Homeowners in 71336 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 71336?

  • • Autoowners in 71336 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gilbert area, check out other zip codes nearby 71336.
Review average rates in another zip code:
71336 homeowners insurance rates

Home Replacement Cost Coverage in 71336

Average Building Cost Per Square Foot in 71336: $122

Location: Gilbert, Louisiana (Franklin County)

Average Square Footage in 71336: 802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71336 before you start any project. Gilbert homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71336 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71336 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 802 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gilbert area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122802$97,900
Additional Upgrades & Added Features$153802$122,375
Major Home Updates or Advancements$183802$146,850

It's important to understand that when you estimate your replacement cost of your home in the 71336 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71336

Best Home & Auto Insurance Agencies in 71336

Housing Demographics for 71336

Population Review for 71336 Zip Code

For the city of Gilbert, the population within 71336 has increased to over 1,112 residents in population size. The current population total is 1,499. We have broken down the population based on race below. In 71336, there are over 750 in male population and 749 females.

PopulationValues
Total Population1,499
White Population1208
Black Population214
Hispanic Population13
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population750
Female Population749
Population Estimate1112

Household Data for 71336

The average number of homes in 71336 is around 661, there are an average of 2.27 per household. The average house value according to local real estate values is around $97,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode661
Persons Per Household2.27
Average House Value$97,900
Income Per Household$36688
Median Age48.3
Median Age Male46.2
Median Age Female51.4
71336 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityGilbert
City Alias NameGILBERT
CountyFranklin
County FIPS041
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees66
Business First Quarter Payroll373
Business Annual Payroll2336
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential490
Delivery Business13
Delivery Total1615
Preferred Last Line KeyY23783
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23783
Land Area119.399000
Water Area3.150000
City Alias Code
City Mixed CaseGilbert
City Alias Mixed CaseGilbert
Box Count187
SFDU476
MFDU14
State ANSI22
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number213458
Unique ZIP Name
SSA State County Code19200
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseFranklin

Louisiana Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]