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71340 Home Insurance Rates & Premiums

Did you know there are over 847 people living within the 71340 zip code area? There are over 357 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 71340.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Louisiana are on the rise. The estimated average premium is around $1,523 a year for a standard homeowners insurance policy in Harrisonburg. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Harrisonburg, LA Homeowners Insurance Quotes Online

71340 Home Insurance Average Premiums

Local 71340 homeowners insurance quotes comparison

$1273 /yr.

Shows Zip Code: 71340 lowest rates with discounts applied on average.

For the 71340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1273 /yr.
Average Coverage:$1523 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1823 /yr.

What is the average home insurance cost for a home in 71340?

  • • The average homeowners insurance premium paid annually for a home in 71340 is around $1523 per year.

What does it cost on average per month for home insurance in 71340?

  • • Homeowners in 71340 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71340?

  • • Autoowners in 71340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Harrisonburg area, check out other zip codes nearby 71340.
Review average rates in another zip code:
71340 homeowners insurance rates

Home Replacement Cost Coverage in 71340

Average Building Cost Per Square Foot in 71340: $122

Location: Harrisonburg, Louisiana (Catahoula County)

Average Square Footage in 71340: 846 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71340 before you start any project. Harrisonburg homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 846 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Harrisonburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122846$103,200
Additional Upgrades & Added Features$153846$129,000
Major Home Updates or Advancements$183846$154,800

It's important to understand that when you estimate your replacement cost of your home in the 71340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71340

Best Home & Auto Insurance Agencies in 71340

Housing Demographics for 71340

Population Review for 71340 Zip Code

For the city of Harrisonburg, the population within 71340 has increased to over 593 residents in population size. The current population total is 847. We have broken down the population based on race below. In 71340, there are over 406 in male population and 441 females.

PopulationValues
Total Population847
White Population730
Black Population70
Hispanic Population34
Asian Population1
Hawaiian Population2
Indian Population1
Other Population21
Male Population406
Female Population441
Population Estimate593

Household Data for 71340

The average number of homes in 71340 is around 357, there are an average of 2.32 per household. The average house value according to local real estate values is around $103,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode357
Persons Per Household2.32
Average House Value$103,200
Income Per Household$31583
Median Age41.9
Median Age Male41.6
Median Age Female42.1
71340 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityHarrisonburg
City Alias NameHARRISONBURG
CountyCatahoula
County FIPS025
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees283
Business First Quarter Payroll2806
Business Annual Payroll13182
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential256
Delivery Business6
Delivery Total526
Preferred Last Line KeyY23844
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23844
Land Area132.866000
Water Area4.681000
City Alias Code
City Mixed CaseHarrisonburg
City Alias Mixed CaseHarrisonburg
Box Count219
SFDU231
MFDU25
State ANSI22
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number214056
Unique ZIP Name
SSA State County Code19120
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseCatahoula

Louisiana Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]