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71353 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 71353 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Melville, LA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 71353.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 71353 and start shopping.

Quickly and Easily Compare Average Rates for 71353

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Melville, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 71353

Homeowners in Melville are paying roughly $1519 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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71353 Home Insurance Average Premiums

Local 71353 homeowners insurance quotes comparison

$1269 /yr.

Shows Zip Code: 71353 lowest rates with discounts applied on average.

For the 71353, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1269 /yr.
Average Coverage:$1519 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1819 /yr.

What is the average home insurance cost for a home in 71353?

  • • The average homeowners insurance premium paid annually for a home in 71353 is around $1519 per year.

What does it cost on average per month for home insurance in 71353?

  • • Homeowners in 71353 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71353?

  • • Autoowners in 71353 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Melville area, check out other zip codes nearby 71353.
Review average rates in another zip code:
71353 homeowners insurance rates

Home Replacement Cost Coverage in 71353

Average Building Cost Per Square Foot in 71353: $122

Location: Melville, Louisiana (Saint Landry County)

Average Square Footage in 71353: 880 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71353 before you start any project. Melville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71353 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71353 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 880 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Melville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122880$107,400
Additional Upgrades & Added Features$153880$134,250
Major Home Updates or Advancements$183880$161,100

It's important to understand that when you estimate your replacement cost of your home in the 71353 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71353

Best Home & Auto Insurance Agencies in 71353

Housing Demographics for 71353

Population Review for 71353 Zip Code

For the city of Melville, the population within 71353 has increased to over 624 residents in population size. The current population total is 1,500. We have broken down the population based on race below. In 71353, there are over 694 in male population and 806 females.

PopulationValues
Total Population1,500
White Population1014
Black Population441
Hispanic Population13
Asian Population0
Hawaiian Population3
Indian Population2
Other Population6
Male Population694
Female Population806
Population Estimate624

Household Data for 71353

The average number of homes in 71353 is around 643, there are an average of 2.33 per household. The average house value according to local real estate values is around $107,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode643
Persons Per Household2.33
Average House Value$107,400
Income Per Household$35893
Median Age45.5
Median Age Male41.3
Median Age Female48.1
71353 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityMelville
City Alias NameMELVILLE
CountySaint Landry
County FIPS097
State FIPS22
Time Zone6
Day Light SavingY
MSA3880
PMSA
CSA318
CBSA36660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOpelousas, LA
MSA_NameLafayette, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees476
Business First Quarter Payroll2108
Business Annual Payroll9627
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population83384
CBSA Division Population0
Congressional District04|05
Congressional LandArea12435.1|14452.88
Delivery Residential268
Delivery Business4
Delivery Total856
Preferred Last Line KeyY24122
Classification Code
Multi-County
CSA NameLafayette-New Iberia-Opelousas, LA
CBSA_DIV_Name
City State KeyY24122
Land Area81.129000
Water Area4.263000
City Alias Code
City Mixed CaseMelville
City Alias Mixed CaseMelville
Box Count420
SFDU236
MFDU0
State ANSI22
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number215993
Unique ZIP Name
SSA State County Code19480
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSaint Landry

Louisiana Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]