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Find the Best Home Insurance Rates in 71356

Shopping for homeowners insurance in 71356 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Morrow, LA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Louisiana licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 71356 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 71356

Find Morrow, LA Homeowners Insurance Quotes to review the best coverage options in your area.

71356 Home Insurance Rating is: very high!

In 71356 the average premium is $1553. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 71356, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 71356!

71356 Home Insurance Average Premiums

Local 71356 homeowners insurance quotes comparison

$1303 /yr.

Shows Zip Code: 71356 lowest rates with discounts applied on average.

For the 71356, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1303 /yr.
Average Coverage:$1553 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1853 /yr.

What is the average home insurance cost for a home in 71356?

  • • The average homeowners insurance premium paid annually for a home in 71356 is around $1553 per year.

What does it cost on average per month for home insurance in 71356?

  • • Homeowners in 71356 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 71356?

  • • Autoowners in 71356 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Morrow area, check out other zip codes nearby 71356.
Review average rates in another zip code:
71356 homeowners insurance rates

Home Replacement Cost Coverage in 71356

Average Building Cost Per Square Foot in 71356: $122

Location: Morrow, Louisiana (Saint Landry County)

Average Square Footage in 71356: 739 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71356 before you start any project. Morrow homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71356 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71356 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 739 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Morrow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122739$90,200
Additional Upgrades & Added Features$153739$112,750
Major Home Updates or Advancements$183739$135,300

It's important to understand that when you estimate your replacement cost of your home in the 71356 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71356

Best Home & Auto Insurance Agencies in 71356

Housing Demographics for 71356

Population Review for 71356 Zip Code

For the city of Morrow, the population within 71356 has increased to over 292 residents in population size. The current population total is 345. We have broken down the population based on race below. In 71356, there are over 156 in male population and 189 females.

PopulationValues
Total Population345
White Population230
Black Population102
Hispanic Population11
Asian Population2
Hawaiian Population0
Indian Population1
Other Population3
Male Population156
Female Population189
Population Estimate292

Household Data for 71356

The average number of homes in 71356 is around 149, there are an average of 2.32 per household. The average house value according to local real estate values is around $90,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode149
Persons Per Household2.32
Average House Value$90,200
Income Per Household$0
Median Age47.5
Median Age Male46.3
Median Age Female48.8
71356 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityMorrow
City Alias NameMORROW
CountySaint Landry
County FIPS097
State FIPS22
Time Zone6
Day Light SavingY
MSA3880
PMSA
CSA318
CBSA36660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOpelousas, LA
MSA_NameLafayette, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees88
Business First Quarter Payroll767
Business Annual Payroll3522
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population83384
CBSA Division Population0
Congressional District04|05
Congressional LandArea12435.1|14452.88
Delivery Residential126
Delivery Business0
Delivery Total223
Preferred Last Line KeyY24177
Classification Code
Multi-CountyY
CSA NameLafayette-New Iberia-Opelousas, LA
CBSA_DIV_Name
City State KeyY24177
Land Area19.635000
Water Area0.088000
City Alias Code
City Mixed CaseMorrow
City Alias Mixed CaseMorrow
Box Count87
SFDU126
MFDU0
State ANSI22
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216318
Unique ZIP Name
SSA State County Code19480
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSaint Landry

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]