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71368 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 71368 zip code it's important to know that our rates are very competitive for homeowners living in Sicily Island, LA. Many homeowners based out of your 71368 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 71368 should appear in the zip code field ready to go. For Sicily Island, LA Homeowners Insurance Quotes nearby, we offer the best rates and service.

71368: Average Home Insurance Rates

For homeowners living in the great city of Sicily Island, the average homeowners policy is considered very high in comparison to other states. Louisiana premiums are estimated to be around $1522 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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71368 Home Insurance Average Premiums

Local 71368 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 71368 lowest rates with discounts applied on average.

For the 71368, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1822 /yr.

What is the average home insurance cost for a home in 71368?

  • • The average homeowners insurance premium paid annually for a home in 71368 is around $1522 per year.

What does it cost on average per month for home insurance in 71368?

  • • Homeowners in 71368 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71368?

  • • Autoowners in 71368 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sicily Island area, check out other zip codes nearby 71368.
Review average rates in another zip code:
71368 homeowners insurance rates

Home Replacement Cost Coverage in 71368

Average Building Cost Per Square Foot in 71368: $122

Location: Sicily Island, Louisiana (Catahoula County)

Average Square Footage in 71368: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71368 before you start any project. Sicily Island homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71368 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71368 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sicily Island area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 71368 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71368

Best Home & Auto Insurance Agencies in 71368

Housing Demographics for 71368

Population Review for 71368 Zip Code

For the city of Sicily Island, the population within 71368 has increased to over 896 residents in population size. The current population total is 1,287. We have broken down the population based on race below. In 71368, there are over 600 in male population and 687 females.

PopulationValues
Total Population1,287
White Population666
Black Population564
Hispanic Population17
Asian Population3
Hawaiian Population0
Indian Population5
Other Population11
Male Population600
Female Population687
Population Estimate896

Household Data for 71368

The average number of homes in 71368 is around 576, there are an average of 2.23 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode576
Persons Per Household2.23
Average House Value$165,000
Income Per Household$32582
Median Age42.1
Median Age Male40.2
Median Age Female44.3
71368 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CitySicily Island
City Alias NameSICILY ISLAND
CountyCatahoula
County FIPS025
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees93
Business First Quarter Payroll909
Business Annual Payroll3786
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential402
Delivery Business11
Delivery Total646
Preferred Last Line KeyY24459
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY24459
Land Area85.187000
Water Area1.390000
City Alias Code
City Mixed CaseSicily Island
City Alias Mixed CaseSicily Island
Box Count200
SFDU355
MFDU0
State ANSI22
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number217982
Unique ZIP Name
SSA State County Code19120
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseCatahoula

Louisiana Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]