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Home Insurance Rates in 71373

For homeowners shopping online in 71373, our insurance rates are very competitive for homeowners living in Vidalia, LA. Many homeowners based out of the great city of Vidalia have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 71373, simply click the "Get Multiple Quotes Now" button. Your 71373 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Vidalia, LA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

71373 Home Insurance Rating is: Very High!

If you live in 71373, you can easily save up to 40% off the average home insurance premium of $1560 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Vidalia can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 71373 today!

Get Multiple Home Insurance Rates in 71373!

71373 Home Insurance Average Premiums

Local 71373 homeowners insurance quotes comparison

$1310 /yr.

Shows Zip Code: 71373 lowest rates with discounts applied on average.

For the 71373, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1310 /yr.
Average Coverage:$1560 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1860 /yr.

What is the average home insurance cost for a home in 71373?

  • • The average homeowners insurance premium paid annually for a home in 71373 is around $1560 per year.

What does it cost on average per month for home insurance in 71373?

  • • Homeowners in 71373 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 71373?

  • • Autoowners in 71373 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vidalia area, check out other zip codes nearby 71373.
Review average rates in another zip code:
71373 homeowners insurance rates

Home Replacement Cost Coverage in 71373

Average Building Cost Per Square Foot in 71373: $122

Location: Vidalia, Louisiana (Concordia County)

Average Square Footage in 71373: 904 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71373 before you start any project. Vidalia homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71373 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71373 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 904 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vidalia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122904$110,300
Additional Upgrades & Added Features$153904$137,875
Major Home Updates or Advancements$183904$165,450

It's important to understand that when you estimate your replacement cost of your home in the 71373 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71373

Reed Insurance Agency Inc

Address: 107 Carter St Vidalia, LA 71373
Phone: (318)336-5202
Website:

Best Home & Auto Insurance Agencies in 71373

Reed Insurance Agency Inc

Address: 107 Carter St Vidalia, LA 71373
Phone:
Website:
Info:

Williams- Ronald W

Address: 1700 Carter St Vidalia, LA 71373
Phone:
Website:
Info:

Housing Demographics for 71373

Population Review for 71373 Zip Code

For the city of Vidalia, the population within 71373 has increased to over 7,470 residents in population size. The current population total is 6,700. We have broken down the population based on race below. In 71373, there are over 3154 in male population and 3546 females.

PopulationValues
Total Population6,700
White Population4554
Black Population1737
Hispanic Population207
Asian Population54
Hawaiian Population0
Indian Population17
Other Population73
Male Population3154
Female Population3546
Population Estimate7470

Household Data for 71373

The average number of homes in 71373 is around 2,637, there are an average of 2.54 per household. The average house value according to local real estate values is around $110,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,637
Persons Per Household2.54
Average House Value$110,300
Income Per Household$38639
Median Age39.0
Median Age Male35.9
Median Age Female40.6
71373 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityVidalia
City Alias NameVIDALIA
CountyConcordia
County FIPS029
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35020
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNatchez, MS-LA
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses164
Number Of Employees1788
Business First Quarter Payroll16360
Business Annual Payroll66456
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53119
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential2941
Delivery Business315
Delivery Total3756
Preferred Last Line KeyY24613
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY24613
Land Area216.720000
Water Area21.223000
City Alias Code
City Mixed CaseVidalia
City Alias Mixed CaseVidalia
Box Count386
SFDU2658
MFDU31
State ANSI22
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number218931
Unique ZIP Name
SSA State County Code19140
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseConcordia

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]