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71409 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 71409? There are over 2,526 occupied homes in the 71409 area. With a population size of 6,262, it's not uncommon for residence of Boyce, LA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Louisiana is around $1,509 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 71409 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Boyce, LA Home Insurance Rate Quotes

71409 Home Insurance Average Premiums

Local 71409 homeowners insurance quotes comparison

$1259 /yr.

Shows Zip Code: 71409 lowest rates with discounts applied on average.

For the 71409, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1259 /yr.
Average Coverage:$1509 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1809 /yr.

What is the average home insurance cost for a home in 71409?

  • • The average homeowners insurance premium paid annually for a home in 71409 is around $1509 per year.

What does it cost on average per month for home insurance in 71409?

  • • Homeowners in 71409 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 71409?

  • • Autoowners in 71409 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boyce area, check out other zip codes nearby 71409.
Review average rates in another zip code:
71409 homeowners insurance rates

Home Replacement Cost Coverage in 71409

Average Building Cost Per Square Foot in 71409: $122

Location: Boyce, Louisiana (Rapides County)

Average Square Footage in 71409: 1,006 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71409 before you start any project. Boyce homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71409 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71409 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,006 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boyce area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,006$122,700
Additional Upgrades & Added Features$1531,006$153,375
Major Home Updates or Advancements$1831,006$184,050

It's important to understand that when you estimate your replacement cost of your home in the 71409 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71409

Best Home & Auto Insurance Agencies in 71409

Housing Demographics for 71409

Population Review for 71409 Zip Code

For the city of Boyce, the population within 71409 has increased to over 5,521 residents in population size. The current population total is 6,262. We have broken down the population based on race below. In 71409, there are over 3137 in male population and 3125 females.

PopulationValues
Total Population6,262
White Population4579
Black Population1224
Hispanic Population192
Asian Population28
Hawaiian Population0
Indian Population86
Other Population46
Male Population3137
Female Population3125
Population Estimate5521

Household Data for 71409

The average number of homes in 71409 is around 2,526, there are an average of 2.41 per household. The average house value according to local real estate values is around $122,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,526
Persons Per Household2.41
Average House Value$122,700
Income Per Household$46250
Median Age45.3
Median Age Male42.4
Median Age Female46.8
71409 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityBoyce
City Alias NameBOYCE
CountyRapides
County FIPS079
State FIPS22
Time Zone6
Day Light SavingY
MSA0220
PMSA
CSA
CBSA10780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAlexandria, LA
MSA_NameAlexandria, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees1231
Business First Quarter Payroll9821
Business Annual Payroll41533
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153922
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential2291
Delivery Business71
Delivery Total2762
Preferred Last Line KeyY23436
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY23436
Land Area136.580000
Water Area7.233000
City Alias Code
City Mixed CaseBoyce
City Alias Mixed CaseBoyce
Box Count354
SFDU2259
MFDU0
State ANSI22
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number211105
Unique ZIP Name
SSA State County Code19390
Medicare CBSA Code10780
Medicare CBSA NameAlexandria, LA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseRapides

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]