Get multiple home insurance quotes in 71461. Our licensed 71461, LA agents are ready to serve you.

71461 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 71461 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in New Llano, LA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 71461 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Louisiana, like average New Llano homeowners insurance rates, coverage options or home insurance types, please select New Llano, LA Home Insurance Rates Online!

71461 Home Insurance Average Premiums

Local 71461 homeowners insurance quotes comparison

$1301 /yr.

Shows Zip Code: 71461 lowest rates with discounts applied on average.

For the 71461, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1301 /yr.
Average Coverage:$1551 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1851 /yr.

What is the average home insurance cost for a home in 71461?

  • • The average homeowners insurance premium paid annually for a home in 71461 is around $1551 per year.

What does it cost on average per month for home insurance in 71461?

  • • Homeowners in 71461 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 71461?

  • • Autoowners in 71461 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Llano area, check out other zip codes nearby 71461.
Review average rates in another zip code:
71461 homeowners insurance rates

Home Replacement Cost Coverage in 71461

Average Building Cost Per Square Foot in 71461: $122

Location: New Llano, Louisiana (Vernon County)

Average Square Footage in 71461: 940 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71461 before you start any project. New Llano homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71461 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71461 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 940 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Llano area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122940$114,700
Additional Upgrades & Added Features$153940$143,375
Major Home Updates or Advancements$183940$172,050

It's important to understand that when you estimate your replacement cost of your home in the 71461 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71461

Best Home & Auto Insurance Agencies in 71461

State Farm Bank

Address: Hunts Shopping Cente Newllano, LA 71461
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Williams- James E - State Farm Insurance Agent

Address: Hunts Shopping Centre Newllano, LA 71461
Phone:
Website:
Info:

Housing Demographics for 71461

Population Review for 71461 Zip Code

For the city of New Llano, the population within 71461 has increased to over 2,130 residents in population size. The current population total is 2,144. We have broken down the population based on race below. In 71461, there are over 1032 in male population and 1112 females.

PopulationValues
Total Population2,144
White Population823
Black Population852
Hispanic Population214
Asian Population116
Hawaiian Population9
Indian Population32
Other Population119
Male Population1032
Female Population1112
Population Estimate2130

Household Data for 71461

The average number of homes in 71461 is around 901, there are an average of 2.38 per household. The average house value according to local real estate values is around $114,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode901
Persons Per Household2.38
Average House Value$114,700
Income Per Household$51169
Median Age35.9
Median Age Male35.0
Median Age Female37.1
71461 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityNew Llano
City Alias NameNEW LLANO
CountyVernon
County FIPS115
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees168
Business First Quarter Payroll1488
Business Annual Payroll7293
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential895
Delivery Business6
Delivery Total1366
Preferred Last Line KeyY24231
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY24231
Land Area2.404000
Water Area0.000000
City Alias Code
City Mixed CaseNew Llano
City Alias Mixed CaseNew Llano
Box Count429
SFDU710
MFDU29
State ANSI22
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number216552
Unique ZIP Name
SSA State County Code19570
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseVernon

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]