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71462, LA Home Insurance

In the zip code of 71462, the population size is around 1,599, which consists of 709 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Noble, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,545 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 71462 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Noble. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Noble, LA Homeowners Insurance Online Rates Today!

71462 Home Insurance Average Premiums

Local 71462 homeowners insurance quotes comparison

$1295 /yr.

Shows Zip Code: 71462 lowest rates with discounts applied on average.

For the 71462, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1295 /yr.
Average Coverage:$1545 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1845 /yr.

What is the average home insurance cost for a home in 71462?

  • • The average homeowners insurance premium paid annually for a home in 71462 is around $1545 per year.

What does it cost on average per month for home insurance in 71462?

  • • Homeowners in 71462 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 71462?

  • • Autoowners in 71462 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Noble area, check out other zip codes nearby 71462.
Review average rates in another zip code:
71462 homeowners insurance rates

Home Replacement Cost Coverage in 71462

Average Building Cost Per Square Foot in 71462: $122

Location: Noble, Louisiana (Sabine County)

Average Square Footage in 71462: 502 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71462 before you start any project. Noble homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71462 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71462 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 502 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Noble area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122502$61,300
Additional Upgrades & Added Features$153502$76,625
Major Home Updates or Advancements$183502$91,950

It's important to understand that when you estimate your replacement cost of your home in the 71462 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71462

Best Home & Auto Insurance Agencies in 71462

Housing Demographics for 71462

Population Review for 71462 Zip Code

For the city of Noble, the population within 71462 has increased to over 1,563 residents in population size. The current population total is 1,599. We have broken down the population based on race below. In 71462, there are over 854 in male population and 745 females.

PopulationValues
Total Population1,599
White Population821
Black Population23
Hispanic Population90
Asian Population6
Hawaiian Population1
Indian Population543
Other Population12
Male Population854
Female Population745
Population Estimate1563

Household Data for 71462

The average number of homes in 71462 is around 709, there are an average of 2.26 per household. The average house value according to local real estate values is around $61,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode709
Persons Per Household2.26
Average House Value$61,300
Income Per Household$36786
Median Age43.7
Median Age Male47.6
Median Age Female40.7
71462 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityNoble
City Alias NameNOBLE
CountySabine
County FIPS085
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees52
Business First Quarter Payroll503
Business Annual Payroll2144
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential692
Delivery Business12
Delivery Total947
Preferred Last Line KeyY24235
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY24235
Land Area46.023000
Water Area16.673000
City Alias Code
City Mixed CaseNoble
City Alias Mixed CaseNoble
Box Count80
SFDU688
MFDU4
State ANSI22
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216617
Unique ZIP Name
SSA State County Code19420
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseSabine

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]