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Find the Best Home Insurance Rates in 71472

Shopping for homeowners insurance in 71472 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Sieper, LA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Louisiana licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 71472 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 71472

Find Sieper, LA Homeowners Insurance Quotes to review the best coverage options in your area.

71472 Home Insurance Rating is: very high!

In 71472 the average premium is $1522. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 71472, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 71472!

71472 Home Insurance Average Premiums

Local 71472 homeowners insurance quotes comparison

$1272 /yr.

Shows Zip Code: 71472 lowest rates with discounts applied on average.

For the 71472, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1272 /yr.
Average Coverage:$1522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1822 /yr.

What is the average home insurance cost for a home in 71472?

  • • The average homeowners insurance premium paid annually for a home in 71472 is around $1522 per year.

What does it cost on average per month for home insurance in 71472?

  • • Homeowners in 71472 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 71472?

  • • Autoowners in 71472 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sieper area, check out other zip codes nearby 71472.
Review average rates in another zip code:
71472 homeowners insurance rates

Home Replacement Cost Coverage in 71472

Average Building Cost Per Square Foot in 71472: $122

Location: Sieper, Louisiana (Rapides County)

Average Square Footage in 71472: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71472 before you start any project. Sieper homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71472 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71472 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sieper area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 71472 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71472

Best Home & Auto Insurance Agencies in 71472

Housing Demographics for 71472

Population Review for 71472 Zip Code

For the city of Sieper, the population within 71472 has increased to over 342 residents in population size. The current population total is 328. We have broken down the population based on race below. In 71472, there are over 173 in male population and 155 females.

PopulationValues
Total Population328
White Population294
Black Population9
Hispanic Population15
Asian Population0
Hawaiian Population0
Indian Population1
Other Population6
Male Population173
Female Population155
Population Estimate342

Household Data for 71472

The average number of homes in 71472 is around 130, there are an average of 2.52 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode130
Persons Per Household2.52
Average House Value$165,000
Income Per Household$115380
Median Age38.8
Median Age Male45.3
Median Age Female35.6
71472 DetailsValues
StateLA
State Full NameLouisiana
City TypeN
City Alias Abbreviation
Area Code318
CitySieper
City Alias NameSIEPER
CountyRapides
County FIPS079
State FIPS22
Time Zone6
Day Light SavingY
MSA0220
PMSA
CSA
CBSA10780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAlexandria, LA
MSA_NameAlexandria, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees11
Business First Quarter Payroll67
Business Annual Payroll306
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153922
CBSA Division Population0
Congressional District04|05
Congressional LandArea12435.1|14452.88
Delivery Residential136
Delivery Business0
Delivery Total146
Preferred Last Line Key014571
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key014571
Land Area20.553000
Water Area0.000000
City Alias Code
City Mixed CaseSieper
City Alias Mixed CaseSieper
Box Count10
SFDU136
MFDU0
State ANSI22
County ANSI079
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number216825
Unique ZIP Name
SSA State County Code19390
Medicare CBSA Code10780
Medicare CBSA NameAlexandria, LA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseRapides

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]