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Compare 20602 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Waldorf just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,524 neighbors looking to save on their home insurance policy in the local 20602 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 20602. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Waldorf, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Waldorf, MD

20602 Home Insurance Average Premiums

Local 20602 homeowners insurance quotes comparison

$647 /yr.

Shows Zip Code: 20602 lowest rates with discounts applied on average.

For the 20602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$647 /yr.
Average Coverage:$897 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1197 /yr.

What is the average home insurance cost for a home in 20602?

  • • The average homeowners insurance premium paid annually for a home in 20602 is around $897 per year.

What does it cost on average per month for home insurance in 20602?

  • • Homeowners in 20602 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 20602?

  • • Autoowners in 20602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Waldorf area, check out other zip codes nearby 20602.
Review average rates in another zip code:
20602 homeowners insurance rates
20603 homeowners insurance rates
20601 homeowners insurance rates

Home Replacement Cost Coverage in 20602

Average Building Cost Per Square Foot in 20602: $190

Location: Waldorf, Maryland (Charles County)

Average Square Footage in 20602: 1,496 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20602 before you start any project. Waldorf homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,496 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waldorf area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,496$284,200
Additional Upgrades & Added Features$2381,496$355,250
Major Home Updates or Advancements$2851,496$426,300

It's important to understand that when you estimate your replacement cost of your home in the 20602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20602

Allstate Insurance - Bill Waugh

Address: 3141 Old Washington Road Waldorf, MD 20602
Phone: (301)870-4861
Website:

First Insurance Group Of Md

Address: 601 Post Office Rd Ste 2C Waldorf, MD 20602
Phone: (301)843-9555
Website: www.firstinsurancegroup.com

Best Home & Auto Insurance Agencies in 20602

Edward A Tomasko Jr Enterprises Inc - Nationwide Insurance

Address: 2 Post Office Rd, Ste 2A Waldorf, MD 20602
Phone:
Website: http://www.nationwide.com/agent/Waldorf-MARYLAND-insurance-agent/edward-tomasko/office.html
Info:

Allstate Insurance Company - Celeste Conyers

Address: 11865 Federal Sq Waldorf, MD 20602
Phone:
Website: http://www.allstateagencies.com/017639?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Bill Waugh

Address: 3141 Old Washington Rd Waldorf, MD 20602
Phone:
Website:
Info:

Nationwide Insurance Cos - Maryland Agents- Hancock Leonard B

Address: 3146 Old Washington Rd Waldorf, MD 20602
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Buckler Insurance Agency, Incorporated

Address: 152 Post Office Rd Waldorf, MD 20602
Phone:
Website: http://www.bucklerinsurance.com/
Info:

Housing Demographics for 20602

Population Review for 20602 Zip Code

For the city of Waldorf, the population within 20602 has increased to over 29,116 residents in population size. The current population total is 28,736. We have broken down the population based on race below. In 20602, there are over 13155 in male population and 15581 females.

PopulationValues
Total Population28,736
White Population5715
Black Population18393
Hispanic Population2459
Asian Population856
Hawaiian Population34
Indian Population223
Other Population1184
Male Population13155
Female Population15581
Population Estimate29116

Household Data for 20602

The average number of homes in 20602 is around 10,524, there are an average of 2.70 per household. The average house value according to local real estate values is around $284,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,524
Persons Per Household2.70
Average House Value$284,200
Income Per Household$93814
Median Age35.5
Median Age Male33.1
Median Age Female37.3
20602 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityWaldorf
City Alias NameWALDORF
CountyCharles
County FIPS017
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses437
Number Of Employees5182
Business First Quarter Payroll54695
Business Annual Payroll253477
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District05
Congressional LandArea1481.24
Delivery Residential10784
Delivery Business662
Delivery Total14456
Preferred Last Line KeyV24586
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV24586
Land Area14.477000
Water Area0.102000
City Alias Code
City Mixed CaseWaldorf
City Alias Mixed CaseWaldorf
Box Count0
SFDU4756
MFDU1187
State ANSI24
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number239324
Unique ZIP Name
SSA State County Code21080
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseCharles

Maryland Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]