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Check Out 20619 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in California, MD.

We will gather some basic information about your home in California, MD and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Maryland licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 20619 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 20619

We have pulled together a variety of data related to homeowners insurance in Maryland. Simply click on one of the links below to learn about the average cost of homeowners insurance in Maryland as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional California, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

20619 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 20619 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Maryland is roughly $853. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 20619 homeowners insurance policy!

20619 Home Insurance Average Premiums

Local 20619 homeowners insurance quotes comparison

$603 /yr.

Shows Zip Code: 20619 lowest rates with discounts applied on average.

For the 20619, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$603 /yr.
Average Coverage:$853 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1153 /yr.

What is the average home insurance cost for a home in 20619?

  • • The average homeowners insurance premium paid annually for a home in 20619 is around $853 per year.

What does it cost on average per month for home insurance in 20619?

  • • Homeowners in 20619 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 20619?

  • • Autoowners in 20619 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the California area, check out other zip codes nearby 20619.
Review average rates in another zip code:
20619 homeowners insurance rates

Home Replacement Cost Coverage in 20619

Average Building Cost Per Square Foot in 20619: $190

Location: California, Maryland (Saint Marys County)

Average Square Footage in 20619: 1,625 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20619 before you start any project. California homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20619 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20619 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,625 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the California area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,625$308,700
Additional Upgrades & Added Features$2381,625$385,875
Major Home Updates or Advancements$2851,625$463,050

It's important to understand that when you estimate your replacement cost of your home in the 20619 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20619

Adams S M Insurance Agency

Address: 23127 Three Notch Road Suite 201 California, MD 20619
Phone: (301)863-4800
Website:

Allstate Insurance - Duncan May IV

Address: 23077 Three Notch Road California, MD 20619
Phone: (301)737-0219
Website:

Best Home & Auto Insurance Agencies in 20619

Raley- Watts & Associates

Address: 22934 Three Notch Rd California, MD 20619
Phone:
Website: http://www.rwainsurance.com
Info:

Tammy L Gladstone Ins Agcy Inc - State Farm Insurance Agent

Address: 22576 MacArthur Blvd, #366 California, MD 20619
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Philip C Riehl Ins Agcy Inc - State Farm Insurance Agent

Address: 23131 Three Notch Rd, #200 California, MD 20619
Phone:
Website:
Info:

Allstate Insurance - Duncan May IV

Address: 23077 Three Notch Rd California, MD 20619
Phone:
Website:
Info:

Philip C Riehl Ins Agency Inc - State Farm Insurance Agent

Address: 23131 Three Notch Rd California, MD 20619
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/43274502/california_md/philip_c_riehl_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 20619

Population Review for 20619 Zip Code

For the city of California, the population within 20619 has increased to over 15,789 residents in population size. The current population total is 14,179. We have broken down the population based on race below. In 20619, there are over 6956 in male population and 7223 females.

PopulationValues
Total Population14,179
White Population9824
Black Population1677
Hispanic Population1057
Asian Population747
Hawaiian Population16
Indian Population56
Other Population309
Male Population6956
Female Population7223
Population Estimate15789

Household Data for 20619

The average number of homes in 20619 is around 5,427, there are an average of 2.60 per household. The average house value according to local real estate values is around $308,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,427
Persons Per Household2.60
Average House Value$308,700
Income Per Household$100986
Median Age34.6
Median Age Male34.2
Median Age Female34.9
20619 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code301
CityCalifornia
City Alias NameCALIFORNIA
CountySaint Marys
County FIPS037
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA548
CBSA30500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLexington Park, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses322
Number Of Employees7529
Business First Quarter Payroll91166
Business Annual Payroll382830
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population105151
CBSA Division Population0
Congressional District05
Congressional LandArea1481.24
Delivery Residential6073
Delivery Business504
Delivery Total6958
Preferred Last Line KeyV23076
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23076
Land Area16.064000
Water Area1.469000
City Alias Code
City Mixed CaseCalifornia
City Alias Mixed CaseCalifornia
Box Count380
SFDU1994
MFDU769
State ANSI24
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number231368
Unique ZIP Name
SSA State County Code21180
Medicare CBSA Code15680
Medicare CBSA NameCalifornia-Lexington Park, MD
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSaint Marys

Maryland Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]