Get multiple home insurance quotes in 20751. Our licensed 20751, MD agents are ready to serve you.

Compare 20751 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 20751 area? The average homeowners premium in Maryland for a standard homeowners policy is around $818/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 20751 zip code, the population size is around 2,374 with 966 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 20751.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Deale, MD Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. MD RateDiscountsSavingsShop Rates
$1,169up to 40% off$468

20751 Home Insurance Average Premiums

Local 20751 homeowners insurance quotes comparison

$568 /yr.

Shows Zip Code: 20751 lowest rates with discounts applied on average.

For the 20751, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$568 /yr.
Average Coverage:$818 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1118 /yr.

What is the average home insurance cost for a home in 20751?

  • • The average homeowners insurance premium paid annually for a home in 20751 is around $818 per year.

What does it cost on average per month for home insurance in 20751?

  • • Homeowners in 20751 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 20751?

  • • Autoowners in 20751 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deale area, check out other zip codes nearby 20751.
Review average rates in another zip code:
20751 homeowners insurance rates

Home Replacement Cost Coverage in 20751

Average Building Cost Per Square Foot in 20751: $190

Location: Deale, Maryland (Anne Arundel County)

Average Square Footage in 20751: 2,181 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20751 before you start any project. Deale homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20751 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20751 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,181 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,181$414,400
Additional Upgrades & Added Features$2382,181$518,000
Major Home Updates or Advancements$2852,181$621,600

It's important to understand that when you estimate your replacement cost of your home in the 20751 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20751

Best Home & Auto Insurance Agencies in 20751

Anchor Insurance

Address: 1 Anchor Business Center Deale, MD 20751
Phone:
Website: http://www.anchorinsagency.com
Info:

Housing Demographics for 20751

Population Review for 20751 Zip Code

For the city of Deale, the population within 20751 has increased to over 2,521 residents in population size. The current population total is 2,374. We have broken down the population based on race below. In 20751, there are over 1193 in male population and 1181 females.

PopulationValues
Total Population2,374
White Population2041
Black Population107
Hispanic Population113
Asian Population22
Hawaiian Population0
Indian Population10
Other Population25
Male Population1193
Female Population1181
Population Estimate2521

Household Data for 20751

The average number of homes in 20751 is around 966, there are an average of 2.45 per household. The average house value according to local real estate values is around $414,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode966
Persons Per Household2.45
Average House Value$414,400
Income Per Household$116250
Median Age45.5
Median Age Male44.2
Median Age Female47.0
20751 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/667/410
CityDeale
City Alias NameDEALE
CountyAnne Arundel
County FIPS003
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses70
Number Of Employees530
Business First Quarter Payroll4609
Business Annual Payroll22292
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District05
Congressional LandArea1481.24
Delivery Residential1029
Delivery Business76
Delivery Total1247
Preferred Last Line KeyV23329
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23329
Land Area5.187000
Water Area1.156000
City Alias Code
City Mixed CaseDeale
City Alias Mixed CaseDeale
Box Count108
SFDU997
MFDU0
State ANSI24
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number232556
Unique ZIP Name
SSA State County Code21010
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAnne Arundel

Maryland Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]