Get multiple home insurance quotes in 20772. Our licensed 20772, MD agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 20772

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 20772, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Upper Marlboro, MD from a list of top tier nationwide insurers.

Our Maryland licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 20772 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 20772

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Upper Marlboro, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

20772 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Upper Marlboro we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 20772, homeowners are seeing rates around 850 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 20772!

20772 Home Insurance Average Premiums

Local 20772 homeowners insurance quotes comparison

$600 /yr.

Shows Zip Code: 20772 lowest rates with discounts applied on average.

For the 20772, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$600 /yr.
Average Coverage:$850 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1150 /yr.

What is the average home insurance cost for a home in 20772?

  • • The average homeowners insurance premium paid annually for a home in 20772 is around $850 per year.

What does it cost on average per month for home insurance in 20772?

  • • Homeowners in 20772 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 20772?

  • • Autoowners in 20772 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Upper Marlboro area, check out other zip codes nearby 20772.
Review average rates in another zip code:
20774 homeowners insurance rates
20772 homeowners insurance rates

Home Replacement Cost Coverage in 20772

Average Building Cost Per Square Foot in 20772: $190

Location: Upper Marlboro, Maryland (Prince Georges County)

Average Square Footage in 20772: 1,888 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20772 before you start any project. Upper Marlboro homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20772 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20772 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,888 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Upper Marlboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,888$358,700
Additional Upgrades & Added Features$2381,888$448,375
Major Home Updates or Advancements$2851,888$538,050

It's important to understand that when you estimate your replacement cost of your home in the 20772 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20772

Melissa K. Buchko Agency

Address: 5407 Water St Upper Marlboro, MD 20772
Phone: (301)574-1574
Website:

Allstate Insurance - Jim Paxton CLU

Address: 5733 Crain Hwy Upper Marlboro, MD 20772
Phone: (301)952-1900
Website:

Allstate Insurance - Brian F Spillman

Address: 9450 Penn Ave #16 Upper Marlboro, MD 20772
Phone: (301)599-2000
Website:

Best Home & Auto Insurance Agencies in 20772

Allstate Insurance - Jim Paxton CLU

Address: 5733 Crain Hwy Upper Marlboro, MD 20772
Phone:
Website:
Info:

Blake- Bruce T - State Farm Insurance Agent

Address: 14711 Main St Upper Marlboro, MD 20772
Phone:
Website:
Info:

Sasscer- James G - State Farm Insurance Agent

Address: 14806 Pratt St Upper Marlboro, MD 20772
Phone:
Website:
Info:

Allstate Insurance Company - Latracia Gaddy

Address: 14624 Main St Upper Marlboro, MD 20772
Phone:
Website: http://www.allstate.com/
Info:

Melissa K. Buchko Agency

Address: 5407 Water St Upper Marlboro, MD 20772
Phone:
Website:
Info:

Housing Demographics for 20772

Population Review for 20772 Zip Code

For the city of Upper Marlboro, the population within 20772 has increased to over 54,701 residents in population size. The current population total is 51,395. We have broken down the population based on race below. In 20772, there are over 23885 in male population and 27510 females.

PopulationValues
Total Population51,395
White Population4827
Black Population40857
Hispanic Population3366
Asian Population692
Hawaiian Population31
Indian Population235
Other Population1915
Male Population23885
Female Population27510
Population Estimate54701

Household Data for 20772

The average number of homes in 20772 is around 18,869, there are an average of 2.68 per household. The average house value according to local real estate values is around $358,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,869
Persons Per Household2.68
Average House Value$358,700
Income Per Household$126503
Median Age41.0
Median Age Male38.7
Median Age Female42.9
20772 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias AbbreviationUPPR MARLBORO
Area Code301/240
CityUpper Marlboro
City Alias NameUPPER MARLBORO
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses774
Number Of Employees10475
Business First Quarter Payroll139980
Business Annual Payroll590566
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District05
Congressional LandArea1481.24
Delivery Residential20411
Delivery Business805
Delivery Total21091
Preferred Last Line KeyV24549
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV24549
Land Area72.467000
Water Area1.419000
City Alias Code
City Mixed CaseUpper Marlboro
City Alias Mixed CaseUpper Marlboro
Box Count0
SFDU12026
MFDU607
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number239234
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]