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Searching for Homeowners Insurance in 20777

If you are a homeowners that lives in 20777 you may be searching for more affordable homeowners insurance in Highland. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Highland, MD. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Maryland licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 20777 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Highland, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 20777 Home Insurance Costs: medium!

In Highland, homeowners are paying roughly $892 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 20777 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Highland are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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20777 Home Insurance Average Premiums

Local 20777 homeowners insurance quotes comparison

$642 /yr.

Shows Zip Code: 20777 lowest rates with discounts applied on average.

For the 20777, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$642 /yr.
Average Coverage:$892 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1192 /yr.

What is the average home insurance cost for a home in 20777?

  • • The average homeowners insurance premium paid annually for a home in 20777 is around $892 per year.

What does it cost on average per month for home insurance in 20777?

  • • Homeowners in 20777 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 20777?

  • • Autoowners in 20777 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Highland area, check out other zip codes nearby 20777.
Review average rates in another zip code:
20777 homeowners insurance rates

Home Replacement Cost Coverage in 20777

Average Building Cost Per Square Foot in 20777: $190

Location: Highland, Maryland (Howard County)

Average Square Footage in 20777: 3,966 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20777 before you start any project. Highland homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20777 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20777 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,966 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Highland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1903,966$753,600
Additional Upgrades & Added Features$2383,966$942,000
Major Home Updates or Advancements$2853,966$1,130,400

It's important to understand that when you estimate your replacement cost of your home in the 20777 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20777

Best Home & Auto Insurance Agencies in 20777

Jeffrey J Richards - Nationwide Insurance

Address: 6887 Mink Hollow Rd Highland, MD 20777
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/603790582/highland_md/jeffrey_j_richards_nationwide_insurance.html
Info:

Pope- James R - State Farm Insurance Agent

Address: 12798A Route 216 Highland, MD 20777
Phone:
Website:
Info:

Housing Demographics for 20777

Population Review for 20777 Zip Code

For the city of Highland, the population within 20777 has increased to over 3,610 residents in population size. The current population total is 3,527. We have broken down the population based on race below. In 20777, there are over 1773 in male population and 1754 females.

PopulationValues
Total Population3,527
White Population2386
Black Population196
Hispanic Population142
Asian Population632
Hawaiian Population0
Indian Population5
Other Population45
Male Population1773
Female Population1754
Population Estimate3610

Household Data for 20777

The average number of homes in 20777 is around 1,145, there are an average of 3.07 per household. The average house value according to local real estate values is around $753,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,145
Persons Per Household3.07
Average House Value$753,600
Income Per Household$196542
Median Age48.0
Median Age Male48.4
Median Age Female47.6
20777 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240
CityHighland
City Alias NameHIGHLAND
CountyHoward
County FIPS027
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses96
Number Of Employees459
Business First Quarter Payroll4852
Business Annual Payroll22942
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District03|08
Congressional LandArea304.14|859.85
Delivery Residential1176
Delivery Business42
Delivery Total1716
Preferred Last Line KeyV23685
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23685
Land Area7.543000
Water Area0.040000
City Alias Code
City Mixed CaseHighland
City Alias Mixed CaseHighland
Box Count142
SFDU1132
MFDU0
State ANSI24
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number234320
Unique ZIP Name
SSA State County Code21130
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHoward

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]