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Homeowners Insurance in 20814

For homeowners living in 20814, you want more affordable home insurance rates in Bethesda, right? Our rates are very competitive for homeowners living in the great city of Bethesda, MD. Many homeowners living in the 20814 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 20814 should appear in the zip code field ready to go. Comparing Bethesda, MD Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

20814 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Bethesda pay around $1001 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Maryland home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 20814 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Bethesda homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Maryland home insurance premium today!

Get 20814 Homeowners Insurance Rates Now!

20814 Home Insurance Average Premiums

Local 20814 homeowners insurance quotes comparison

$751 /yr.

Shows Zip Code: 20814 lowest rates with discounts applied on average.

For the 20814, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$751 /yr.
Average Coverage:$1001 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1301 /yr.

What is the average home insurance cost for a home in 20814?

  • • The average homeowners insurance premium paid annually for a home in 20814 is around $1001 per year.

What does it cost on average per month for home insurance in 20814?

  • • Homeowners in 20814 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 20814?

  • • Autoowners in 20814 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethesda area, check out other zip codes nearby 20814.
Review average rates in another zip code:
20816 homeowners insurance rates
20817 homeowners insurance rates
20814 homeowners insurance rates

Home Replacement Cost Coverage in 20814

Average Building Cost Per Square Foot in 20814: $190

Location: Bethesda, Maryland (Montgomery County)

Average Square Footage in 20814: 4,449 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20814 before you start any project. Bethesda homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20814 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20814 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,449 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethesda area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1904,449$845,400
Additional Upgrades & Added Features$2384,449$1,056,750
Major Home Updates or Advancements$2854,449$1,268,100

It's important to understand that when you estimate your replacement cost of your home in the 20814 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20814

Guardian Disability Insurance Brokerage

Address: 7220 Wisconsin Avenue Suite 410 Bethesda, MD 20814
Phone: (301)907-4085
Website:

Allstate Insurance-Goldman & Saloum Inc.

Address: 4915 Auburn Ave Ste 204 Bethesda, MD 20814
Phone: (301)907-7436
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 20814

Charles Pacholkiw - Nationwide Insurance

Address: 4405 E West Hwy, Ste 511 Bethesda, MD 20814
Phone:
Website: http://www.nationwide.com/agent/Bethesda-MARYLAND-insurance-agent/charles-pacholkiw/office.html
Info:

Jeffrey B Conley Ins Agcy Inc - State Farm Insurance Agent

Address: 7509 Arlington Rd Bethesda, MD 20814
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Vendt & White Agency

Address: 7315 Wisconsin Ave Bethesda, MD 20814
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

John G Rogers & Association Inc - Nationwide Insurance

Address: 4931 Cordell Ave Bethesda, MD 20814
Phone:
Website: http://www.national.citysearch.com/profile/external/4882043/bethesda_md/john_g_rogers_assoc_inc_nationwide_insurance.html
Info:

Charles Sumpter Ins Agcy Inc - State Farm Insurance Agent

Address: 4405 East-West Hwy, #406 Bethesda, MD 20814
Phone:
Website: http://www.charlessumpter.com
Info:

Housing Demographics for 20814

Population Review for 20814 Zip Code

For the city of Bethesda, the population within 20814 has increased to over 36,114 residents in population size. The current population total is 31,919. We have broken down the population based on race below. In 20814, there are over 14896 in male population and 17023 females.

PopulationValues
Total Population31,919
White Population21430
Black Population2050
Hispanic Population3071
Asian Population4164
Hawaiian Population25
Indian Population83
Other Population804
Male Population14896
Female Population17023
Population Estimate36114

Household Data for 20814

The average number of homes in 20814 is around 14,857, there are an average of 2.13 per household. The average house value according to local real estate values is around $845,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,857
Persons Per Household2.13
Average House Value$845,400
Income Per Household$144655
Median Age40.9
Median Age Male39.7
Median Age Female42.0
20814 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code301/240
CityBethesda
City Alias NameBETHESDA
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2271
Number Of Employees51799
Business First Quarter Payroll1276262
Business Annual Payroll4930307
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District08
Congressional LandArea859.85
Delivery Residential16955
Delivery Business2002
Delivery Total18826
Preferred Last Line KeyV22983
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV22983
Land Area4.459000
Water Area0.014000
City Alias Code
City Mixed CaseBethesda
City Alias Mixed CaseBethesda
Box Count0
SFDU5529
MFDU10173
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230675
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

Maryland Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]