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Home Insurance Quotes in 20815

Are you shopping for a cheaper homeowners insurance rate in 20815? Our rates are very competitive for homeowners living in Chevy Chase, MD. Many homeowners located in the 20815 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 20815. To get free 20815 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 20815 zip code should appear in the zip code field ready to go. Shopping Chevy Chase, MD Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 20815 to review the best rate coverages.

Your 20815 Home Insurance Costs Is Rated: Medium!

For the great city of Chevy Chase, the average home insurance premium paid annually is around $842 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Maryland specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Chevy Chase and need insurance on your home in the 20815 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 20815 Homeowners Insurance Rates Now!

20815 Home Insurance Average Premiums

Local 20815 homeowners insurance quotes comparison

$592 /yr.

Shows Zip Code: 20815 lowest rates with discounts applied on average.

For the 20815, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$592 /yr.
Average Coverage:$842 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1142 /yr.

What is the average home insurance cost for a home in 20815?

  • • The average homeowners insurance premium paid annually for a home in 20815 is around $842 per year.

What does it cost on average per month for home insurance in 20815?

  • • Homeowners in 20815 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 20815?

  • • Autoowners in 20815 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chevy Chase area, check out other zip codes nearby 20815.
Review average rates in another zip code:
20815 homeowners insurance rates

Home Replacement Cost Coverage in 20815

Average Building Cost Per Square Foot in 20815: $190

Location: Chevy Chase, Maryland (Montgomery County)

Average Square Footage in 20815: 5,612 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20815 before you start any project. Chevy Chase homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20815 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20815 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,612 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chevy Chase area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1905,612$1,066,300
Additional Upgrades & Added Features$2385,612$1,332,875
Major Home Updates or Advancements$2855,612$1,599,450

It's important to understand that when you estimate your replacement cost of your home in the 20815 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20815

Allstate Insurance - Mike Roberts

Address: 8401 Connecticut 106 Chevy Chase, MD 20815
Phone: (301)656-7477
Website:

Best Home & Auto Insurance Agencies in 20815

Raynold W Mensah Ins Agcy Inc - State Farm Insurance Agent

Address: 6831 Wisconsin Ave Chevy Chase, MD 20815
Phone:
Website: http://www.raymensah.com
Info:

Porwick- Jonathan A - State Farm Insurance Agent

Address: 5530 Wisconsin Ave, #710 Chevy Chase, MD 20815
Phone:
Website: http://www.vanessawarrick.com
Info:

Warrick- Vanessa A

Address: 5454 Wisconsin Ave Chevy Chase, MD 20815
Phone:
Website: http://www.vanessawarrick.com
Info:

Fisher- Carey T

Address: 5480 Wisconsin Ave Chevy Chase, MD 20815
Phone:
Website: http://www.careyfisher.com
Info:

Allstate Insurance - Mike Roberts

Address: 8401 Connecticut Ave Chevy Chase, MD 20815
Phone:
Website:
Info:

Housing Demographics for 20815

Population Review for 20815 Zip Code

For the city of Chevy Chase, the population within 20815 has increased to over 33,439 residents in population size. The current population total is 31,517. We have broken down the population based on race below. In 20815, there are over 14467 in male population and 17050 females.

PopulationValues
Total Population31,517
White Population23452
Black Population1747
Hispanic Population2611
Asian Population2451
Hawaiian Population19
Indian Population63
Other Population707
Male Population14467
Female Population17050
Population Estimate33439

Household Data for 20815

The average number of homes in 20815 is around 13,631, there are an average of 2.30 per household. The average house value according to local real estate values is around $1,066,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,631
Persons Per Household2.30
Average House Value$1,066,300
Income Per Household$175053
Median Age45.9
Median Age Male44.4
Median Age Female47.2
20815 DetailsValues
StateMD
State Full NameMaryland
City TypeB
City Alias Abbreviation
Area Code301/240
CityChevy Chase
City Alias NameCHEVY CHASE
CountyMontgomery
County FIPS031
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses930
Number Of Employees16692
Business First Quarter Payroll627899
Business Annual Payroll1911234
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District08
Congressional LandArea859.85
Delivery Residential14539
Delivery Business674
Delivery Total16451
Preferred Last Line KeyV23168
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV23168
Land Area5.384000
Water Area0.013000
City Alias Code
City Mixed CaseChevy Chase
City Alias Mixed CaseChevy Chase
Box Count0
SFDU7147
MFDU6788
State ANSI24
County ANSI031
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230675
Unique ZIP Name
SSA State County Code21150
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseMontgomery

Maryland Homeowners Insurance News & Information

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